Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

BingCard Virtual no-KYC

A plan byBingCard · Mastercard/Visa

3.2/5 3.1/5 · Data verified on

A no-KYC virtual and physical card operating through a Canadian MSB, available in over 130 countries and with multiple selectable BINs. Limitations include no cashback, FX between 1% and 1.5%, high monthly fees on premium tiers and the absence of insurance coverage.

Estimated net annual cost €25/year

Virtual no-KYC

Price
Free
Issuance fee
€23
FX markup
1%
Cashback
0%
Cashback currency
Nessuno
Required staking
Nessuno
ATM fee
2.5%
ATM limit
$5.000–10.000/giorno
Net annual cost
€25

What's included

  • Virtual card in 5 min
  • No ID required
  • BTC/ETH/USDT/USDC supportati
  • Online shopping/sub/bill
  • Limiti bassi per AML
1%
FX markup
Not disclosed
Cashback
Free
Annual fee
€23
Issuance fee
Custodial
Custody
31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network Mastercard/Visa
Fund custody Custodial (platform holds funds)
Issuance fee €23
Annual fee Free
Free ATM limit $5.000–10.000/giorno
ATM withdrawal 2.5%
FX markup 1%
Cashback Not disclosed
On-chain settlement Yes
Contactless Yes
Virtual card Yes
KYC No KYC
Privacy 6/10
Supported countries EEA, APAC, LATAM, MENA, AFRICA · 130+ countries
Estimated net annual cost €25/year
Regulator Not disclosed
Segment B2C
MiCA / License status Canada MSB

Strengths

  • No-KYC virtual/physical card; Canada MSB; 130+ countries; multiple BINs available.
  • No KYC: usable without identity verification.

Weaknesses

  • 0% cashback; FX 1–1.5%; high monthly fees on premium tiers.
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Subject to regulation (Canada MSB): reporting to authorities and freezes on order.

Verdict

C B ★ 3.2/5 ★ 3.1/5 Estimated net annual cost: €25/year

The rating sits mid-pack because there is no real consumer protection: it runs through a Canadian MSB that does not supervise the card product, holds funds custodially with no insurance, and charges high monthly fees on premium tiers alongside a 1-1.5% FX markup. It offers the ordinary user no guarantees, and the score reflects that.

On the crypto-native axis the value rises: no KYC, coverage across 130+ countries and multiple selectable BINs make BingCard a pseudonymous spending tool that is hard to tie to your identity. On-chain settlement strengthens the profile for anyone seeking privacy and independence from the traditional banking rails.

Privacy & anonymity 30% 4.0
Fund control 20% 0.0
Censorship resistance 20% 4.5
Costs 10% 3.8

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

Reputation

What happened to people who used BingCard, and what users say. External signals: they do not feed the promp.it rating.

Incidents & regulatory actions

No known incident

Search across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.

verified on

Public reviews

  • Trustpilot ↗ score not published 51 reviews

    Trustpilot has SUSPENDED the score for bingcard.com: the page shows «This company's rating is unavailable due to a breach of our guidelines» and states it removed a number of fake reviews. The count (51 reviews, 33 in the last 12 months) and the star distribution (88% one-star) remain readable. We publish no average: any figure in circulation is not computed by Trustpilot.

FAQ

Is BingCard a safe card?

BingCard is a custodial card on the Mastercard/Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.

How much does BingCard cost?

The card has no annual fee. Issuance costs €23. The FX markup is 1%. See the tier table for full conditions.

Does BingCard offer cashback?

BingCard does not offer crypto cashback.

Is BingCard available in Italy?

Yes, BingCard is available in Italy.

Is BingCard custodial or self-custody?

BingCard uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.

Sources

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Update history

✓ Terms unchanged since Jul 10, 2026

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