BingCard vs Laso Finance

On the standard spending profile Laso Finance is cheaper: €0 net per year versus €25 for BingCard. For spending abroad FX markup matters, and Laso Finance does better (0% vs 1%). The choice depends on your real spending profile: redo the math with your volumes before picking between BingCard and Laso Finance.

BingCard Laso Finance
Tier C C
Rating ★ 3.2 ★ 3.3
Estimated net annual cost €25 €0
Network Mastercard/Visa Visa
Fund custody Custodial (platform holds funds) Custodial (platform holds funds)
Issuance fee €23 Free
Annual fee Free Free
Free ATM limit $5.000–10.000/giorno Not disclosed
ATM withdrawal 2.5% Free
FX markup 1% 0%
Cashback Not disclosed Not disclosed
On-chain settlement Yes Yes
Contactless Yes Yes
Virtual card Yes Yes
KYC No KYC Light
Privacy 6/10 7/10
Supported countries EEA, APAC, LATAM, MENA, AFRICA · 130+ countries EEA, APAC, LATAM, MENA, US · 100+ countries
Regulator Not disclosed FinCEN
Segment B2C B2C
OAM Italy registration — No
Regions EU/EEA, APAC, LATAM, MENA, Africa EU/EEA, APAC, LATAM, MENA, US
Licences & safety N/A MSB
BingCard 3.2/5 · Tier C
Numbers Open ↗
Laso Finance 3.3/5 · Tier C
Numbers Open ↗

Frequently asked questions

BingCard vs Laso Finance: which is better?

On the standard spending profile Laso Finance is cheaper: €0 net per year versus €25 for BingCard. For spending abroad FX markup matters, and Laso Finance does better (0% vs 1%). The choice depends on your real spending profile: redo the math with your volumes before picking between BingCard and Laso Finance.

Which is cheaper, BingCard or Laso Finance?

On the standard spending profile Laso Finance has the lowest net annual cost: €0 versus €25 for BingCard.

Is BingCard custodial or self-custody?

BingCard is custodial: funds are held by the platform, while Laso Finance is custodial.

Which is better for spending abroad?

For foreign-currency spending Laso Finance wins, with the lowest FX markup: 0%.