BingCard vs NexasCard
Bottom line, net annual cost favours NexasCard (€0), while BingCard comes to €25. For spending abroad FX markup matters, and NexasCard does better (0% vs 1%). In our editorial rating BingCard leads (3.2 vs 1.5). Neither wins across the board: weigh the points above against your use case before choosing between BingCard and NexasCard.
| BingCard | NexasCard | |
|---|---|---|
| Tier | C | D |
| Rating | ★ 3.2 | ★ 1.5 |
| Estimated net annual cost | €25 | €0 |
| Network | Mastercard/Visa | Mastercard |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | €23 | Free |
| Annual fee | Free | Free |
| Free ATM limit | $5.000–10.000/giorno | $500/giorno |
| ATM withdrawal | 2.5% | Free |
| FX markup | 1% | 0% |
| Cashback | Not disclosed | Not disclosed |
| On-chain settlement | Yes | No |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | No KYC | No KYC |
| Privacy | 6/10 | 9/10 |
| Supported countries | EEA, APAC, LATAM, MENA, AFRICA · 130+ countries | EEA, APAC, LATAM, MENA, AFRICA, US · 130+ countries |
| Regulator | Not disclosed | Not disclosed |
| Segment | B2C | B2C |
| OAM Italy registration | — | No |
| Regions | EU/EEA, APAC, LATAM, MENA, Africa | EU/EEA, APAC, LATAM, MENA, Africa, US |
| Licences & safety | N/A | N/A |
Frequently asked questions
BingCard vs NexasCard: which is better?
Bottom line, net annual cost favours NexasCard (€0), while BingCard comes to €25. For spending abroad FX markup matters, and NexasCard does better (0% vs 1%). In our editorial rating BingCard leads (3.2 vs 1.5). Neither wins across the board: weigh the points above against your use case before choosing between BingCard and NexasCard.
Which is cheaper, BingCard or NexasCard?
On the standard spending profile NexasCard has the lowest net annual cost: €0 versus €25 for BingCard.
Is BingCard custodial or self-custody?
BingCard is custodial: funds are held by the platform, while NexasCard is custodial.
Which is better for spending abroad?
For foreign-currency spending NexasCard wins, with the lowest FX markup: 0%.