Kraken Krak Card vs Bitpanda Card
On cashback Kraken Krak Card wins (up to 2%, but the full rate requires Nessuno). In our editorial rating Kraken Krak Card leads (4.9 vs 4.1). The choice depends on your real spending profile: redo the math with your volumes before picking between Kraken Krak Card and Bitpanda Card.
| Kraken Krak Card | Bitpanda Card | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.9 | ★ 4.1 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Visa |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | €1.000/giorno · €10.000/mese | €500/giorno |
| ATM withdrawal | Free | 2% |
| FX markup | 0% | 0% |
| Cashback | 2% in USD o crypto scelto · Nessuno | 1% in BEST o asset scelto · ≥5.000 BEST in portafoglio |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 5/10 | 5/10 |
| Supported countries | EEA, UK · 30+ countries | EEA · 40+ countries |
| Regulator | Central Bank of Ireland; FCA; Bank of Lithuania | FMA Austria |
| Segment | B2C | B2C |
| On-chain settlement | — | No |
| OAM Italy registration | — | Yes |
| Regions | EU/EEA, UK | EU/EEA |
| Licences & safety | MiCAR (CASP); EMI; MiFID; FCA registration | Crypto Asset Service Provider |
Frequently asked questions
Kraken Krak Card vs Bitpanda Card: which is better?
On cashback Kraken Krak Card wins (up to 2%, but the full rate requires Nessuno). In our editorial rating Kraken Krak Card leads (4.9 vs 4.1). The choice depends on your real spending profile: redo the math with your volumes before picking between Kraken Krak Card and Bitpanda Card.
Which is cheaper, Kraken Krak Card or Bitpanda Card?
On the standard spending profile Kraken Krak Card has the lowest net annual cost: €0 versus €0 for Bitpanda Card.
Which offers more cashback, Kraken Krak Card or Bitpanda Card?
Kraken Krak Card has the highest cashback: up to 2%. Note the top rate often requires token staking and is subject to spending caps.
Is Kraken Krak Card custodial or self-custody?
Kraken Krak Card is custodial: funds are held by the platform, while Bitpanda Card is custodial.