Kraken Krak Card vs Bitpanda Card
On the standard spending profile, Kraken Krak Card has the lowest net annual cost (€0). Kraken Krak Card offers the highest cashback (2%). Pick Kraken Krak Card if you prioritise simplicity and exchange integration; consider Bitpanda Card if you prefer a mature custodial ecosystem.
| Kraken Krak Card | Bitpanda Card | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.9 | ★ 4.1 |
| FX markup | 0% | 0% |
| Cashback | 2% | 2% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €0 |
| Custodial | Custodial | Custodial |
| Network | Mastercard | Visa |
| Regions | EU/EEA, UK | EU/EEA |
| Licences & safety | MiCAR (CASP); EMI; MiFID; FCA registration | Crypto Asset Service Provider |