There’s always a clause they didn’t want you to read.

buddybank — Conto Corrente Genius buddy Deposit bonus

4% gross on balance until 31/12/2026

For those with no relationship with the bank as of 31/05/2026: open a Genius buddy account by 31/08/2026. The 4% gross applies to average balances up to €50,000 but ONLY until 31/12/2026: opening in July earns ~5 months (net ~€62 on €5,000), not 12. Above the cap and from 2027 the rate drops to 0.001%.

Mediobanca Premier — Conto Premier Welcome bonus

Account fee free for the first 6 months

By requesting and completing Conto Premier activation by 31/12/2026: fee-free for the first 6 months (activation always free). Standard fee €10/month, discountable/waivable until end-2026 per info sheets. ~€60 saving over the first 6 months.

Banca Mediolanum — SelfyConto Welcome bonus

Account fee free for the first year (12 months)

Account fee free the first year for everyone (under-30 always free). From year 2 €3.75/month, waivable until end-2027 with salary/pension deposit or ≥€500/month spend. No cash bonus: there is a prize contest (Samsung phone) for openings by 04/09/2026. ~€45 fee saving the first year (state stamp duty still due).

Wirex Card EEA Referral bonus

~$30 in WXT on your first deposit (via invite)

Invite code only: ~$30 in WXT for a deposit above $500 (tiers: $10 over $100, $30 over $500, $60 over $1,000). The reward is paid in WXT, an illiquid and volatile token: once converted to euros the real net is lower than the nominal value. EEA residency required (Italy included; Cyprus and Liechtenstein excluded).

Gemini Exchange Referral bonus

€20 in Bitcoin via referral (euro area)

In Italy (among the eligible EU/EEA countries in the official terms) the US-advertised “$50-75” does NOT apply: the euro-area reward is €20 in BTC, for both referrer and referee, with a minimum €100 trade within 30 days of account verification. A referral link is required, not a universal code. At €500 of activity the real net is €20 (credited in BTC, then withdrawable).