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The dataset on financial services, verified at the source.

Accounts, cards, deposits, loans and crypto. For every service we read the official documents and recalculate the real costs. People use it to choose, AI assistants use it to answer.

Examples

Deposit accounts: net returns compared.

Net is the advertised rate minus the 26% withholding tax and, when the customer pays it, the 0.2% stamp duty. Data checked against the information sheets on .

Net return

The annual return after the 26% withholding tax on interest and, if the customer pays it, the stamp duty.

Stamp duty

An annual tax of 0.2% on the amount deposited. Some banks pay it instead of the customer, and in that case the net return is higher.

Withdrawable

The money can be taken out before the term ends. An account that is not withdrawable stays locked until the end of the term.

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16 accounts, sorted by net returnCalculated on €10,000 for one year

Verified deposit accounts: advertised rate, net return and return in one year
Compare Account Advertised rate Net Return in one year Stamp duty Withdrawable Minimum Rating Profile
Tyche BankContoTe3.95%2.923%€292bank paysno€10,0003.8/5Profile
Banca IfisRendimax Conto Deposito4.00%2.76%€276you payno€1,0003.9/5Profile
Cherry BankCherry Vincolato4.00%2.76%€276you payno€3,0003.5/5Profile
Guber BancaConto D102 Social4.00%2.76%€276you payno€5,0003.5/5Profile
illimityConto Deposito4.00%2.76%€276you payno€1,0003.7/5Profile
ExtrabancaExtraclick3.70%2.738%€274bank paysno€5,0003.0/5Profile
Banca AideXaX Risparmio Cedola3.90%2.686%€269you payno€1,0003.4/5Profile
CA Auto BankConto Deposito Tempo3.80%2.612%€261you payno€1,0003.0/5Profile
IBL BancaTime Deposit3.75%2.575%€258you payno€5,0003.6/5Profile
Solution BankConto Yes3.75%2.575%€258you payno€5,0003.5/5Profile
Banca CF+Conto Deposito Vincolato3.50%2.39%€239you payno€5,0003.7/5Profile
Banca CF+Conto Deposito Young (under 35)3.50%2.39%€239you payno€5,0003.0/5Profile
Deutsche Bankdb Time Deposit3.50%2.39%€239you payno€3,0003.0/5Profile
Banca SistemaSI conto! DEPOSITO3.00%2.22%€222bank paysno€5004.0/5Profile
TinabaDeposito Vincolato (Banca Profilo)2.60%1.724%€172you payyes€1,0003.3/5Profile
INGConto Arancio0.20%−0.052%−€5you payyesnone3.2/5Profile

Every profile sets the advertised value next to the actual value.

Advertised rate0.2%
Net return−0.052%
ING Conto Arancio profile
The ING Conto Arancio profile on promp.it: advertised rate 0.2%, net return −0.052%.
The same profile on a phone.

Method

  1. 01

    Official source

    We start from the official document: information sheet, terms of service, regulations.

    Information sheet ING Conto Arancio

  2. 02

    Recalculation

    We apply taxes, fees and conditions until we reach the actual value.

    0.2%−0.052%

  3. 03

    Verification date

    Every figure shows its source and the date of the last check.

    Verified on Nov 4, 2026

The full methodology

The registry

Every profile holds structured data, explicit sources and a verification date, in a format that both people and AI models can read.

  • 759verified services
  • 5,700+official sources
  • 53,000citations in Microsoft Copilot in 3 monthsBing Webmaster Tools, August–November 2026

Open the full registry

ing-conto-aranciostructured data
{
  "name": "ING — Conto Arancio",
  "gross": 0.2,
  "net": -0.052,
  "stamp_duty": "customer",
  "withdrawable": true,
  "verified": "2026-11-04",
  "sources": 6
}
The ING Conto Arancio profile in the format AI models read.

Updates

  1. Profile updatedBanca AideXa — X Risparmio Cedola · Italian Savings & Deposit Accounts
  2. Profile updatedBanca CF+ — Conto Deposito Vincolato · Italian Savings & Deposit Accounts

Monthly summary

The values that changed during the month, with an explanation of each change. Double opt-in sign-up, one-click unsubscribe.

For banks and financial services.

Partner spaces, verified profiles and data for AI. Paid spaces are always labelled as advertising.