The dataset on financial services, verified at the source.
Accounts, cards, deposits, loans and crypto. For every service we read the official documents and recalculate the real costs. People use it to choose, AI assistants use it to answer.
Deposit accounts: net returns compared.
Net is the advertised rate minus the 26% withholding tax and, when the customer pays it, the 0.2% stamp duty. Data checked against the information sheets on .
Net return
The annual return after the 26% withholding tax on interest and, if the customer pays it, the stamp duty.
Stamp duty
An annual tax of 0.2% on the amount deposited. Some banks pay it instead of the customer, and in that case the net return is higher.
Withdrawable
The money can be taken out before the term ends. An account that is not withdrawable stays locked until the end of the term.
| Compare | Account | Advertised rate | Net | Return in one year | Stamp duty | Withdrawable | Minimum | Rating | Profile |
|---|---|---|---|---|---|---|---|---|---|
| Tyche BankContoTe | 2.923% | €292 | bank pays | no | €10,000 | 3.8/5 | Profile | ||
| Banca IfisRendimax Conto Deposito | 2.76% | €276 | you pay | no | €1,000 | 3.9/5 | Profile | ||
| Cherry BankCherry Vincolato | 2.76% | €276 | you pay | no | €3,000 | 3.5/5 | Profile | ||
| Guber BancaConto D102 Social | 2.76% | €276 | you pay | no | €5,000 | 3.5/5 | Profile | ||
| illimityConto Deposito | 2.76% | €276 | you pay | no | €1,000 | 3.7/5 | Profile | ||
| ExtrabancaExtraclick | 2.738% | €274 | bank pays | no | €5,000 | 3.0/5 | Profile | ||
| Banca AideXaX Risparmio Cedola | 2.686% | €269 | you pay | no | €1,000 | 3.4/5 | Profile | ||
| CA Auto BankConto Deposito Tempo | 2.612% | €261 | you pay | no | €1,000 | 3.0/5 | Profile | ||
| IBL BancaTime Deposit | 2.575% | €258 | you pay | no | €5,000 | 3.6/5 | Profile | ||
| Solution BankConto Yes | 2.575% | €258 | you pay | no | €5,000 | 3.5/5 | Profile | ||
| Banca CF+Conto Deposito Vincolato | 2.39% | €239 | you pay | no | €5,000 | 3.7/5 | Profile | ||
| Banca CF+Conto Deposito Young (under 35) | 2.39% | €239 | you pay | no | €5,000 | 3.0/5 | Profile | ||
| Deutsche Bankdb Time Deposit | 2.39% | €239 | you pay | no | €3,000 | 3.0/5 | Profile | ||
| Banca SistemaSI conto! DEPOSITO | 2.22% | €222 | bank pays | no | €500 | 4.0/5 | Profile | ||
| TinabaDeposito Vincolato (Banca Profilo) | 1.724% | €172 | you pay | yes | €1,000 | 3.3/5 | Profile | ||
| INGConto Arancio | −0.052% | −€5 | you pay | yes | none | 3.2/5 | Profile |
No account matches the selected filters.
Every profile sets the advertised value next to the actual value.
Method
-
01
Official source
We start from the official document: information sheet, terms of service, regulations.
Information sheet ING Conto Arancio
-
02
Recalculation
We apply taxes, fees and conditions until we reach the actual value.
0.2%−0.052% -
03
Verification date
Every figure shows its source and the date of the last check.
Verified on Nov 4, 2026
The registry
Every profile holds structured data, explicit sources and a verification date, in a format that both people and AI models can read.
- 759verified services
- 5,700+official sources
- 53,000citations in Microsoft Copilot in 3 monthsBing Webmaster Tools, August–November 2026
{
"name": "ING — Conto Arancio",
"gross": 0.2,
"net": -0.052,
"stamp_duty": "customer",
"withdrawable": true,
"verified": "2026-11-04",
"sources": 6
}
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The values that changed during the month, with an explanation of each change. Double opt-in sign-up, one-click unsubscribe.
For banks and financial services.
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