Laso Finance
Laso · Visa
A crypto prepaid card you can activate with just an email or by connecting a self-custodial wallet (no ID upload), with a 4.3/5 Trustpilot rating and Apple Pay, Google Pay and Samsung Pay support. No monthly fee and no Laso transaction fees: a deposit fee applies (varies by product, 0–4.9% per the team) and issuers may charge a currency exchange fee on non-USD transactions. Funds are converted to US dollars.
Worth it if you need a card you can activate without ID, for small amounts.
Avoid it if you spend in euro or in large amounts: forced USD conversion, deposit fees up to 4.9% and a $1,000 maximum load all bite.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | Not disclosed |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | Not disclosed |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Light |
| Privacy | 7/10 |
| Supported countries | EEA, APAC, LATAM, MENA, US · 100+ countries |
| Estimated net annual cost | €0/year |
| Regulator | FinCEN |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | MSB |
Plans & pricing
Strengths
- Activate with email or self-custodial wallet only (no ID upload)
- Trustpilot 4.3/5
- Apple Pay, Google Pay and Samsung Pay
- No monthly fee
- Light KYC: minimal identity verification.
Weaknesses
- Deposit fee varies by product (0–4.9%)
- Funds converted to USD: issuers may charge FX fees on non-USD transactions
- International card limited to $100–$1,000 denominations
- Custodial: the platform holds your funds and can freeze or lose them.
Verdict
The mid score is propped up by signals unusual for the category: a 4.2/5 Trustpilot, FinCEN registration and on-chain settlement. Holding it back are a monthly fee of up to $9.99, 3-5% reload costs and the lack of Google Pay, plus regulation that is still not fully disclosed.
For the crypto-native profile, email-only activation and a solid privacy score are strengths, and on-chain settlement adds verifiable transparency. Note, though, that funds are held by the service (custodial): confidentiality in use is good, but the self-custody of non-custodial cards is missing.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Laso Finance, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
Public reviews
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App Store ↗
4.1/5
9 reviews
sample too small for the average
Exact figure from the iTunes Lookup API (app released 14 Jan 2026, publisher Laso Finance LLC). Tiny sample: 9 ratings say nothing statistically solid. The 4.3/5 Trustpilot score claimed by the service is unverified: the page blocks automated reading, and without a denominator it is not a usable figure.
FAQ
Is Laso Finance a safe card?
Laso Finance is a custodial card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does Laso Finance cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Laso Finance offer cashback?
Laso Finance does not offer crypto cashback.
Is Laso Finance available in Italy?
Yes, Laso Finance is available in Italy.
Is Laso Finance custodial or self-custody?
Laso Finance uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Plans & pricing · Regulatory framework · Bug bounty · Descrizione · +2 Data verified on Jul 17, 2026
- trustpilot.com Trustpilot reviews Data verified on Jul 17, 2026
- opencryptocards.com Annual cost · Cashback · Staking · Atm fee Data verified on Jul 10, 2026
- cryptocardhub.com Supported currencies Data verified on Jun 14, 2026
Show 1 more source
- crypto-cards.io Blockchain Data verified on Jun 13, 2026
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