Best italian savings & deposit accounts 2026
Compare 12 italian savings & deposit accounts: advertised gross rate vs real net rate after withholding tax and stamp duty, lock-up terms and early-withdrawal conditions. Updated 2026.
- Banca Sistema — SI conto! DEPOSITO 3% gross → 2.22% net Open ↗
- Banca Ifis — Rendimax Conto Deposito 3.5% gross → 2.39% net Open ↗
- Tyche Bank — ContoTe 3.5% gross → 2.59% net Open ↗
- Banca CF+ — Conto Deposito Vincolato 3.3% gross → 2.24% net Open ↗
- illimity — Conto Deposito 3.35% gross → 2.28% net Open ↗
- IBL Banca — Time Deposit 3.5% gross → 2.39% net Open ↗
- Cherry Bank — Cherry Vincolato 3.5% gross → 2.39% net Open ↗
- Guber Banca — Conto D102 Social 3.35% gross → 2.28% net Open ↗
- Solution Bank — Conto Yes 3.25% gross → 2.21% net Open ↗
- Banca AideXa — X Risparmio Cedola 3.2% gross → 2.17% net Open ↗
- Tinaba — Deposito Vincolato (Banca Profilo) 2.5% gross → 1.65% net Open ↗
- ING — Conto Arancio 0.2% gross → -0.05% net Open ↗
Entries without verified data
These services exist, but their current terms cannot be verified against a dated official document: they stay out of rankings and comparisons until they can. Each entry shows what we know and what is missing.