Best italian savings & deposit accounts 2026
Compare 16 italian savings & deposit accounts: advertised gross rate vs real net rate after withholding tax and stamp duty, lock-up terms and early-withdrawal conditions. Updated 2026.
- Banca Sistema — SI conto! DEPOSITO 3% gross → 2.22% net Open ↗
- Banca Ifis — Rendimax Conto Deposito 4% gross → 2.76% net Open ↗
- Tyche Bank — ContoTe 3.95% gross → 2.92% net Open ↗
- Banca CF+ — Conto Deposito Vincolato 3.5% gross → 2.39% net Open ↗
- illimity — Conto Deposito 4% gross → 2.76% net Open ↗
- IBL Banca — Time Deposit 3.75% gross → 2.58% net Open ↗
- Cherry Bank — Cherry Vincolato 4% gross → 2.76% net Open ↗
- Guber Banca — Conto D102 Social 4% gross → 2.76% net Open ↗
- Solution Bank — Conto Yes 3.75% gross → 2.58% net Open ↗
- Banca AideXa — X Risparmio Cedola 3.9% gross → 2.69% net Open ↗
- Tinaba — Deposito Vincolato (Banca Profilo) 2.6% gross → 1.72% net Open ↗
- ING — Conto Arancio 0.2% gross → -0.05% net Open ↗
- Banca CF+ — Conto Deposito Young (under 35) 3.5% gross → 2.39% net Open ↗
- CA Auto Bank — Conto Deposito Tempo 3.8% gross → 2.61% net Open ↗
- Deutsche Bank — db Time Deposit 3.5% gross → 2.39% net Open ↗
- Extrabanca — Extraclick 3.7% gross → 2.74% net Open ↗
Entries without verified data
These services exist, but their current terms cannot be verified against a dated official document: they stay out of rankings and comparisons until they can. Each entry shows what we know and what is missing.