BingCard
BingCard · Mastercard/Visa
A no-KYC virtual and physical card operating through a Canadian MSB, available in over 130 countries and with multiple selectable BINs. Limitations include no cashback, FX between 1% and 1.5%, high monthly fees on premium tiers and the absence of insurance coverage.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Mastercard/Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | €23 |
| Annual fee | Free |
| Free ATM limit | $5.000–10.000/giorno |
| ATM withdrawal | 2.5% |
| FX markup | 1% |
| Cashback | Not disclosed |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 6/10 |
| Supported countries | EEA, APAC, LATAM, MENA, AFRICA · 130+ countries |
| Estimated net annual cost | €25/year |
| Regulator | Not disclosed |
| Segment | B2C |
| MiCA / License status | Canada MSB |
Plans & pricing
Virtual no-KYC
- Price
- Free
- Issuance fee
- €23
- FX markup
- 1%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Required staking
- Nessuno
- ATM fee
- 2.5%
- ATM limit
- $5.000–10.000/giorno
- Net annual cost
- €25
- Virtual card in 5 min
- No ID required
- BTC/ETH/USDT/USDC supportati
- Online shopping/sub/bill
- Limiti bassi per AML
Physical
- Price
- Free
- Issuance fee
- €23
- FX markup
- 1%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Required staking
- Nessuno
- ATM fee
- 2.5%
- ATM limit
- $5.000–10.000/giorno
- Net annual cost
- €25
- Physical card
- Possibile light KYC per limiti maggiori
Strengths
- No-KYC virtual/physical card; Canada MSB; 130+ countries; multiple BINs available.
- No KYC: usable without identity verification.
Weaknesses
- 0% cashback; FX 1–1.5%; high monthly fees on premium tiers.
- Custodial: the platform holds your funds and can freeze or lose them.
- Subject to regulation (Canada MSB): reporting to authorities and freezes on order.
Verdict
The rating sits mid-pack because there is no real consumer protection: it runs through a Canadian MSB that does not supervise the card product, holds funds custodially with no insurance, and charges high monthly fees on premium tiers alongside a 1-1.5% FX markup. It offers the ordinary user no guarantees, and the score reflects that.
On the crypto-native axis the value rises: no KYC, coverage across 130+ countries and multiple selectable BINs make BingCard a pseudonymous spending tool that is hard to tie to your identity. On-chain settlement strengthens the profile for anyone seeking privacy and independence from the traditional banking rails.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used BingCard, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
Public reviews
-
Trustpilot ↗
score not published
51 reviews
Trustpilot has SUSPENDED the score for bingcard.com: the page shows «This company's rating is unavailable due to a breach of our guidelines» and states it removed a number of fake reviews. The count (51 reviews, 33 in the last 12 months) and the star distribution (88% one-star) remain readable. We publish no average: any figure in circulation is not computed by Trustpilot.
FAQ
Is BingCard a safe card?
BingCard is a custodial card on the Mastercard/Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does BingCard cost?
The card has no annual fee. Issuance costs €23. The FX markup is 1%. See the tier table for full conditions.
Does BingCard offer cashback?
BingCard does not offer crypto cashback.
Is BingCard available in Italy?
Yes, BingCard is available in Italy.
Is BingCard custodial or self-custody?
BingCard uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Plans & pricing · Regulatory framework · Blockchain · On-chain settlement · +5 Data verified on Jun 14, 2026
- cryptoslate.com OAM Italy registry Data verified on Jul 10, 2026
- opengovca.com Legal name · Company type Data verified on Jun 14, 2026
- scamadviser.com Past incidents Data verified on Jun 14, 2026
Show 2 more sources
- trustpilot.com Trustpilot reviews · Past incidents Data verified on Jun 14, 2026
- cryptocards.so Cashback.staking richiesto · Cashback.cap eur · Annual cost Data verified on Jun 13, 2026