Crypto.com Visa Card vs Kraken Krak Card
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%). In our editorial rating Kraken Krak Card leads (4.9 vs 4.5). Neither wins across the board: weigh the points above against your use case before choosing between Crypto.com Visa Card and Kraken Krak Card.
| Crypto.com Visa Card | Kraken Krak Card | |
|---|---|---|
| Tier | A | S |
| Rating | ★ 4.5 | ★ 4.9 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Mastercard |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | €400–1,000/month free, then 2% | €1.000/giorno · €10.000/mese |
| ATM withdrawal | 2% | Free |
| FX markup | 0% | 0% |
| Cashback | 5% in CRO · Staking CRO per i tier oltre il 1% | 2% in USD o crypto scelto · Nessuno |
| On-chain settlement | No | — |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 2/10 | 5/10 |
| Supported countries | US, EEA, UK, APAC, LATAM, MENA · 90+ countries | EEA, UK · 30+ countries |
| Funding / solidity | 100M+ utenti · $1,5B ricavi | — |
| Regulator | MFSA | Central Bank of Ireland; FCA; Bank of Lithuania |
| OAM Italy registration | Yes | — |
| Segment | B2C | B2C |
| Regions | US, EU/EEA, UK, APAC, LATAM, MENA | EU/EEA, UK |
| Licences & safety | MiCA, MAS, VASP | MiCAR (CASP); EMI; MiFID; FCA registration |
Frequently asked questions
Crypto.com Visa Card vs Kraken Krak Card: which is better?
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%). In our editorial rating Kraken Krak Card leads (4.9 vs 4.5). Neither wins across the board: weigh the points above against your use case before choosing between Crypto.com Visa Card and Kraken Krak Card.
Which is cheaper, Crypto.com Visa Card or Kraken Krak Card?
On the standard spending profile Crypto.com Visa Card has the lowest net annual cost: €0 versus €0 for Kraken Krak Card.
Which offers more cashback, Crypto.com Visa Card or Kraken Krak Card?
Crypto.com Visa Card has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is Crypto.com Visa Card custodial or self-custody?
Crypto.com Visa Card is custodial: funds are held by the platform, while Kraken Krak Card is custodial.