Best crypto cards for cashback 2026

Ranking updated August 2026 · 15 verified services

Ranked by editorial rating — placement is never for sale

The cards with the highest real cashback in the comparator, ranked by the maximum rate across plans. Remember: the top rate often requires token staking and must be read together with caps and conditions.

The top pick is The Bitcoin Company Card (rated 4.0/5), with real cashback up to 25%.Bitsa Card and Bybit Card APAC follow. Verified data, with a source for every entry.

  1. 1
    The Bitcoin Company Card
    B Privacy-Focused Crypto Cards

    Up to 25% Bitcoin rewards on gift card purchases, withdrawable on-chain or via Lightning

    4.0/5 Cashback up to 25% €0
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  2. 2
    Bitsa Card
    C Privacy-Focused Crypto Cards

    Crypto top-up (BTC, ETH and others) with automatic euro conversion and a Spanish IBAN

    3.0/5 Cashback up to 15% €0
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  3. 3
    Bybit Card APAC
    A Crypto Exchange Cards

    $3,000/day ATM limit; up to 10% cashback.

    4.3/5 Cashback up to 10% €0
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  4. 4
    DeCard
    B Crypto Exchange Cards

    Strong regulatory framing: MAS-regulated DCS issuer, settlement via licensed DPT providers and Standard Chartered as banking partner

    3.0/5 Cashback up to 10% €0
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  5. 5
    Oobit
    B Privacy-Focused Crypto Cards

    Self-custody (connected wallet); 150+ countries; 5% stablecoin / 10% OOB cashback.

    4.0/5 Cashback up to 10% €0
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  6. 6
    OpenSky Secured Visa
    A Crypto Credit Builder Cards

    89% approval rate; no credit check; no bank account required; refundable deposit.

    4.3/5 Cashback up to 10% €35
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  7. 7
    Plutus
    B Crypto Neobanks

    Up to 9% nominal cashback in PLU, the highest among custodial cards

    3.8/5 Cashback up to 9% €84
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  8. 8
    Cardano Card
    B Crypto Exchange Cards

    Spend ADA and 685+ crypto anywhere Visa is accepted, built into the Wirex app.

    3.5/5 Cashback up to 8% €0
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  9. 9
    COCA Visa Card
    B Crypto Neobanks

    0% FX + cashback up to 8% + 6% APY + SEPA IBAN.

    3.8/5 Cashback up to 8% €0
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  10. 10
    Fizen
    B Stablecoin Yield & Savings Apps

    Self-custody (user holds keys); tokenized stocks/T-bills/ETFs; pay crypto for hotels/flights/eSIM; 170+ countries.

    3.8/5 Cashback up to 8%
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  11. 11
    Wirex Card EEA
    A Crypto Neobanks

    130+ countries; mature BaaS; up to 8% WXT cashback.

    4.3/5 Cashback up to 8% €0
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  12. 12
    Bit2Me Card
    B Crypto Exchange Cards

    Strong regulatory standing: first Spanish firm with full MiCA/CNMV authorization

    3.5/5 Cashback up to 7% €0
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  13. 13
    Fasset Card
    C Crypto Exchange Cards

    Up to 6% cashback in Tether Gold (XAUT), LBMA physical gold vaulted in Switzerland

    3.0/5 Cashback up to 6% €0
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  14. 14
    Sequin Card
    B Crypto Credit Builder Cards

    Debit card che costruisce credit; zero risk debit; target underserved; no APR.

    3.8/5 Cashback up to 6% €0
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  15. 15
    Stables
    A Stablecoin Yield & Savings Apps

    Claimed coverage of 160+ markets and payouts in 26 currencies; SOC 2; multiple licences (AUSTRAC, Poland VASP, FINTRAC Canada); single API for compliance and settlement.

    4.0/5 Cashback up to 6% €0
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Frequently asked questions

Which crypto card has the highest cashback?

The card at the top of this list has the highest real cashback rate across the compared plans. Note: the top rate almost always requires staking the platform’s token and has monthly caps, so the cashback you actually earn is often lower than advertised.

Is crypto card cashback taxed in Italy?

Cashback received in crypto has a euro value when credited, and when you later spend or convert it a capital gain is triggered — taxed in Italy at 33% from 2026. Up-to-date rules are in the promp.it «Crypto and taxes» guide.

Is a high-cashback card really worth it?

Only if you spend enough to offset fees, staked tokens and any FX markup. For many users a low-cost, 0% FX card pays off more than a high but conditional headline cashback. Use the /reveal tool for the net calculation.