Best self-custody wallets (software) 2026

Ranking updated August 2026 · 12 verified services

Ranked by editorial rating — placement is never for sale

The highest-rated non-custodial software wallets: your keys in your hands, compared on custody, source code, supported chains and recovery model. Ranked by editorial rating.

The top pick is DeGate (rated 4.6/5).MetaMask and Sparrow follow. Verified data, with a source for every entry.

  1. 1
    DeGate
    S Self-Custody Wallets (Software)

    Full self-custody, no KYC, permissionless: funds never leave your control.

    4.6/5
    Numbers Open ↗
  2. 2
    MetaMask
    S Self-Custody Wallets (Software)

    De-facto standard for EVM dApps; hardware wallet pairing; built-in swap, staking and dApp browser.

    4.6/5
    Numbers Open ↗
  3. 3
    Sparrow
    S Self-Custody Wallets (Software)

    Advanced coin control and privacy (labelling, BIP47 PayNyms, built-in Tor); connect to your own node; broad hardware wallet support including air-gapped.

    4.6/5
    Numbers Open ↗
  4. 4
    Rabby
    A Self-Custody Wallets (Software)

    Pre-transaction security checks (simulation + balance changes) that reduce the risk of harmful signatures; open-source and audited; automatic EVM network switching.

    4.5/5
    Numbers Open ↗
  5. 5
    Safe
    A Self-Custody Wallets (Software)

    Programmable multisig (replaceable signers, thresholds, roles, limits); open-source, heavily audited contracts; de-facto standard for EVM treasuries and DAOs.

    4.5/5
    Numbers Open ↗
  6. 6
    Electrum
    A Self-Custody Wallets (Software)

    MIT open-source with reproducible builds; hardware wallet, multisig and cold storage support; can connect to your own Bitcoin node for privacy and sovereignty.

    4.4/5
    Numbers Open ↗
  7. 7
    Liana
    A Self-Custody Wallets (Software)

    Inheritance and time-locked recovery written into Bitcoin scripts via Miniscript (one of a kind); pure self-custody and open-source with reproducible builds; European company; connects to your own node.

    4.4/5
    Numbers Open ↗
  8. 8
    Nunchuk
    A Self-Custody Wallets (Software)

    Autonomous inheritance with on-chain timelocks designed to keep working even if the company disappears; multi-user collaborative multisig; on mobile and desktop; zero KYC; open-source with signed builds; own NFC Tapsigner and broad hardware support.

    4.4/5
    Numbers Open ↗
  9. 9
    Phantom
    A Self-Custody Wallets (Software)

    Best-in-class Solana experience, now multichain (Solana, Ethereum, Base, Polygon, Bitcoin); built-in cross-chain swap, SOL staking and dApp browser.

    4.4/5
    Numbers Open ↗
  10. 10
    Phoenix
    A Self-Custody Wallets (Software)

    Self-custodial Lightning wallet with a simple user experience; 12-word recovery phrase; open-source (Apache 2.0) and built on lightning-kmp, ACINQ's reference Lightning implementation.

    4.4/5
    Numbers Open ↗
  11. 11
    Argent
    A Self-Custody Wallets (Software)

    No seed phrase: recovery via guardian-based social recovery; smart-contract account with limits and trusted contacts; Argent X for Starknet is open-source.

    4.3/5
    Numbers Open ↗
  12. 12
    Cake Wallet
    A Self-Custody Wallets (Software)

    One of the few mainstream wallets with first-class Monero (XMR) support; 100% open-source and free; cross-platform (mobile and desktop); built-in exchange with no account or KYC for basic use.

    4.3/5
    Numbers Open ↗
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