Best cards with no foreign fees (0% FX) 2026

Ranking updated July 2026 · 12 verified services

Ranked by editorial rating — placement is never for sale

Cards with a 0% FX markup: you pay in foreign currency at the network rate, with no surcharge. The list is cross-category — traditional bank cards and crypto cards together — ranked by editorial rating. Still check foreign ATM withdrawal fees, which remain separate.

The top pick is MetaMask Card (rated 5.0/5), with real cashback up to 3%.Kraken Krak Card and Coinbase One Card (AmEx) follow. Verified data, with a source for every entry.

1
MetaMask Card
S Non-Custodial Crypto Cards

5.0/5 Cashback up to 3% €0
2
Kraken Krak Card
S Crypto Exchange Cards

4.9/5 Cashback up to 2% €0
3
Coinbase One Card (AmEx)
S Crypto Exchange Cards

4.7/5 Cashback up to 4% €50
4
Chime Card
A Crypto Credit Builder Cards

4.5/5 Cashback up to 5% €0
5
Crypto.com Visa Card
A Crypto Exchange Cards

4.5/5 Cashback up to 5% €0
6
Gemini Credit Card
A Crypto Exchange Cards

4.4/5 Cashback up to 4% €0
7
Superform
A Crypto Neobanks

4.4/5 €0
8
Wirex Card EEA
A Crypto Neobanks

4.3/5 Cashback up to 8% €0
9
Bleap
B Crypto Neobanks

4.2/5 Cashback up to 2% €0
10
Gnosis Pay
B Non-Custodial Crypto Cards

4.2/5 Cashback up to 5% €0
11
Ready Card (Argent)
A Non-Custodial Crypto Cards

4.2/5 Cashback up to 3% €0
12
Self Visa Credit Card
A Crypto Credit Builder Cards

4.2/5 €0

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Frequently asked questions

Which cards have no fees on spending abroad?

Cards with a 0% FX markup: they apply only the network exchange rate, with no surcharge. This list gathers them across traditional bank and crypto cards. Note: “0% FX” refers to purchases; foreign cash withdrawals may carry separate fees.

Does the Advanzia Carta YOU really have 0% FX?

Yes: on foreign-currency purchases Advanzia applies no surcharge, only the Mastercard rate. Beware of cash withdrawals, however, which cost 4% (minimum €3) with interest from day one.