Best crypto neobanks 2026

Ranking updated August 2026 · 12 verified services

Ranked by editorial rating — placement is never for sale

The crypto-friendly neobank accounts with the highest rating: IBAN, card, on/off-ramp and custody compared. Ranked by editorial rating.

The top pick is Superform (rated 4.4/5).Nexo Card and Wirex Card EEA follow. Verified data, with a source for every entry.

  1. 1
    Superform
    A Crypto Neobanks

    User-owned neobank: funds mai in custody of the platform; $180M+ depositi;auditato; privacy 9/10.

    4.4/5 €0
    Numbers Open ↗
  2. 2
    Nexo Card
    A Crypto Neobanks

    Best free ATM limit in Tier A (€2,000/month); dual credit/debit mode.

    4.3/5 Cashback up to 2% €0
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  3. 3
    Wirex Card EEA
    A Crypto Neobanks

    130+ countries; mature BaaS; up to 8% WXT cashback.

    4.3/5 Cashback up to 8% €0
    Numbers Open ↗
  4. 4
    Bleap
    B Crypto Neobanks

    0% FX + €400 ATM/month + 2% cashback USDC + 8% APY + IBAN.

    4.2/5 Cashback up to 2% €0
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  5. 5
    AllScale
    A Crypto Neobanks

    Ex-Kraken/OKX/Block team; $5M seed (YZi Labs); self-custody stablecoin OS for payroll B2B; Africa+LATAM focus.

    4.1/5 €0
    Numbers Open ↗
  6. 6
    Avici Money
    A Crypto Neobanks

    Self-custodial Visa card; 0% Avici FX; free ATM on the Signature tier; 20% referral; MetaDAO-backed.

    4.1/5 €0
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  7. 7
    Sanafi
    A Crypto Neobanks

    Self-custody; 0% FX; cashback in SANA; direct team contact; privacy 7/10.

    4.1/5 €0
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  8. 8
    Tria Card
    A Crypto Neobanks

    TSS self-custody (no seed phrase); 0% FX; 15% APY wallet; 180+ countries.

    4.1/5 Cashback up to 6% €23
    Numbers Open ↗
  9. 9
    Plasma One
    A Crypto Neobanks

    One of the first stablecoin-native neobanks; 2-4% cashback in XPL; yield up to ~6% APY.

    4.0/5 Cashback up to 4% €0
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  10. 10
    SwissBorg Card
    B Crypto Neobanks

    No monthly, annual or virtual-card issuance fees

    4.0/5 €0
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  11. 11
    Wavecard
    B Crypto Neobanks

    Self-custodial: bitcoin stays in the user's own Lightning wallet via Nostr Wallet Connect until payment

    4.0/5 €3
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  12. 12
    WeFi
    A Crypto Neobanks

    80+ countries target; multi-chain; team with form of contatto; privacy 7/10.

    4.0/5 €0
    Numbers Open ↗
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