Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Centtrip

Centtrip

4.4/5 1.6/5 · Data verified on

Centtrip is a multi-currency service specialised in the touring, entertainment and sports sectors, FCA-regulated in the UK and offering a dedicated account manager and strong privacy. Its pricing is custom and not public, and the sector focus makes it a niche solution.

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Account fee Free
IBAN dedicato · GB, EEA
Multi-currency Yes · 15 currencies
Outbound transfers to third-party IBANs No
Utility direct billing No
SEPA direct debit (SDD) No
On-chain crypto withdrawal No
Interest on balance 0%
ATM withdrawal not declared
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries EEA, UK, US, APAC · 100+ countries
Regulator FCA
OAM Italy registration No
Segment B2B
MiCA / License status EMI FCA UK

Plans & pricing

Strengths

  • Specialista touring/entertainment/sport; multi-currency; privacy 8/10; FCA UK; account manager.
  • No notable sovereignty advantage documented.

Weaknesses

  • Pricing custom not public; focus settore specific.
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Full KYC required: verified identity, zero pseudonymity.
  • Subject to regulation (FCA UK): reporting to authorities and freezes on order.

Verdict

A D ★ 4.4/5 ★ 1.6/5

FCA regulation in the UK and a dedicated account manager support one of the category's highest ratings, with notably strong privacy for the segment. The limit for a general user is its niche focus on touring, entertainment and sport, with custom, non-public pricing that makes costs hard to assess upfront.

Centtrip stands out for privacy in a segment where it's usually scarce, but full KYC and a fully custodial FCA-regulated setup leave little crypto-native headroom. It's a well-protected professional multi-currency tool, not something built to resist censorship or hand back direct control of funds.

Privacy & anonymity 30% 2.0
Fund control 20% 0.8
Censorship resistance 20% 1.5
Costs 10% 2.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is Centtrip a real bank?

Centtrip operates under a EMI licence (GB). It is regulated by FCA. Fund protection: Safeguarding — nessuna garanzia depositi.

Can I send transfers to third-party IBANs with Centtrip?

The ability to send transfers to third-party IBANs is not documented; check the official website.

Does Centtrip support direct debits and utility billing?

SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.

Which fiat currencies does Centtrip support?

Centtrip supports 15 fiat currencies. Multi-currency accounts: supported.

Can I withdraw crypto on-chain from Centtrip?

On-chain crypto withdrawal is not documented; check the official website.

Sources

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Update history

✓ Terms unchanged since Jul 11, 2026

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