iBanFirst vs Centtrip
The choice depends on your real spending profile: redo the math with your volumes before picking between iBanFirst and Centtrip.
| iBanFirst | Centtrip | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.5 | ★ 4.4 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | dedicato · BE, FR, DE, NL, GB, US | dedicato · GB, EEA |
| Multi-currency | Yes · 30 currencies | Yes · 15 currencies |
| Outbound transfers to third-party IBANs | Yes | No |
| Utility direct billing | Yes | No |
| SEPA direct debit (SDD) | Yes | No |
| On-chain crypto withdrawal | No | No |
| SEPA transfer | Free | — |
| Interest on balance | 0% | 0% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA, UK · 50+ countries | EEA, UK, US, APAC · 100+ countries |
| Regulator | NBB | FCA |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Regions | EU/EEA, UK | EU/EEA, UK, US, APAC |
| Licences & safety | Payment Institution | EMI |
Frequently asked questions
iBanFirst vs Centtrip: which is better?
The choice depends on your real spending profile: redo the math with your volumes before picking between iBanFirst and Centtrip.
Which is cheaper, iBanFirst or Centtrip?
On the standard spending profile iBanFirst has the lowest net annual cost: €0 versus €0 for Centtrip.
Is iBanFirst custodial or self-custody?
iBanFirst is custodial: funds are held by the platform, while Centtrip is custodial.
Which is better for spending abroad?
For foreign-currency spending iBanFirst wins, with the lowest FX markup: 0%.