Airwallex vs Centtrip
On cashback Airwallex wins (up to 1.5%); for spending abroad FX markup matters, and Airwallex does better (0.5% vs 2%). The choice depends on your real spending profile: redo the math with your volumes before picking between Airwallex and Centtrip.
| Airwallex | Centtrip | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.4 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | dedicato | dedicato · GB, EEA |
| Multi-currency | Yes · 23 currencies | Yes · 15 currencies |
| Outbound transfers to third-party IBANs | No | No |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| On-chain crypto withdrawal | No | No |
| SEPA transfer | Free | — |
| Interest on balance | 3.45% | 0% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA, UK, US, APAC, LATAM · 130+ countries | EEA, UK, US, APAC · 100+ countries |
| Regulator | ASIC / AUSTRAC | FCA |
| Segment | B2B | B2B |
| OAM Italy registration | — | No |
| Regions | EU/EEA, UK, US, APAC, LATAM | EU/EEA, UK, US, APAC |
| Licences & safety | Payment Institution | EMI |
Frequently asked questions
Airwallex vs Centtrip: which is better?
On cashback Airwallex wins (up to 1.5%); for spending abroad FX markup matters, and Airwallex does better (0.5% vs 2%). The choice depends on your real spending profile: redo the math with your volumes before picking between Airwallex and Centtrip.
Which is cheaper, Airwallex or Centtrip?
On the standard spending profile Airwallex has the lowest net annual cost: €0 versus €0 for Centtrip.
Which offers more cashback, Airwallex or Centtrip?
Airwallex has the highest cashback: up to 1.5%. Note the top rate often requires token staking and is subject to spending caps.
Is Airwallex custodial or self-custody?
Airwallex is custodial: funds are held by the platform, while Centtrip is custodial.
Which is better for spending abroad?
For foreign-currency spending Airwallex wins, with the lowest FX markup: 0.5%.