Solflare Card
Solflare · Mastercard
Solflare Card is a self-custody Mastercard linked to the Solflare wallet, with Google Pay support and free SEPA bank reloads (1% crypto reload). It is virtual-only, settles in USDC on Solana and currently offers no direct cashback (planned for late 2026; raffle rewards only for now). 1% FX on non-USD spending.
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | $500/giorno · $2.500/mese |
| ATM withdrawal | 2% |
| FX markup | 1% |
| Cashback | Not disclosed |
| Chains | Solana |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 7/10 |
| Supported countries | EEA, UK · 31+ countries |
| Estimated net annual cost | €0/year |
| Regulator | N/D — nessun regolatore finanziario dichiarato nei Termini di servizio |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | modello self-custody; Solrise non agisce come money transmitter o payment services provider, la carta è emessa tramite un partner emittente Mastercard non divulgato |
Plans & pricing
Strengths
- Solflare wallet on Solana (4.8/5 App Store); Google Pay; free SEPA reloads.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Virtual only; no direct cashback (raffle only today); USDC-only; 1% FX and 1% crypto reload.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
The rating, among the lowest in the group, reflects a critical issue for protection: no financial regulator declared in the terms of service. Add a virtual-only format, no direct cashback and operation limited to USDC on Solana, with a 1% FX markup. The product is still young and self-custody loads fund responsibility onto the user.
Under the sovereignty lens the profile improves: a self-custody card linked to the Solflare wallet, on-chain settlement in USDC on Solana and free SEPA reloads, with funds under the user's control. The lack of direct cashback and full KYC cap the appeal, but control of the funds remains the real strength here.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Solflare Card a safe card?
Solflare Card is a self-custody card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.
How much does Solflare Card cost?
The card has no annual fee. Issuance is free. The FX markup is 1%. See the tier table for full conditions.
Does Solflare Card offer cashback?
Solflare Card does not offer crypto cashback.
Is Solflare Card available in Italy?
Yes, Solflare Card is available in Italy.
Is Solflare Card custodial or self-custody?
Solflare Card uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.
Sources
- Official service page Plans & pricing · Regulatory framework · License type · License country · +4 Data verified on Jun 14, 2026
- spendnode.io Cashback.valuta reward · Cashback.staking richiesto · On-chain settlement Data verified on Jul 10, 2026
- crunchbase.com Stock ticker · Stock listing · IPO date · Investors Data verified on Jun 14, 2026
- cryptonews.net Latest funding round Data verified on Jun 14, 2026
Show 6 more sources
- help.solflare.com Past incidents · Staking richiesto · Annual cost Data verified on Jun 14, 2026
- organismo-am.it OAM Italy registry Data verified on Jun 14, 2026
- prnewswire.com Payment network Data verified on Jun 14, 2026
- coinbureau.com Third-party audit Data verified on Jun 13, 2026
- prnewswire.co.uk Founders Data verified on Jun 13, 2026
- trustpilot.com Trustpilot reviews Data verified on Jun 13, 2026