Solflare Card vs Fiat24
In our editorial rating Fiat24 leads (4.0 vs 3.5). Neither wins across the board: weigh the points above against your use case before choosing between Solflare Card and Fiat24.
| Solflare Card | Fiat24 | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.5 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Mastercard |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | $500/giorno · $2.500/mese | €10,000 (Standard tier) |
| ATM withdrawal | 2% | not declared |
| FX markup | 1% | 1% |
| Cashback | Not disclosed | Not disclosed |
| Chains | Solana | Arbitrum |
| On-chain settlement | Yes | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 7/10 | 4/10 |
| Supported countries | EEA, UK · 31+ countries | EEA · 30+ countries |
| Regulator | N/D — nessun regolatore finanziario dichiarato nei Termini di servizio | FINMA (Svizzera) |
| OAM Italy registration | No | — |
| Segment | B2C | B2C |
| Recovery model | — | Account come NFT ERC-721 nel wallet dell'utente |
| Funding / solidity | — | Fintech svizzero (SR Saphirstein AG), una delle poche licenze FINMA Art. 1b ottenuta nel 2021; protocollo bancario on-chain su Arbitrum. |
| Regions | EU/EEA, UK | EU/EEA |
| Licences & safety | N/D — modello self-custody; Solrise non agisce come money transmitter o payment services provider, la carta è emessa tramite un partner emittente Mastercard non divulgato | Licenza fintech FINMA (Art. 1b Legge bancaria svizzera) |
Frequently asked questions
Solflare Card vs Fiat24: which is better?
In our editorial rating Fiat24 leads (4.0 vs 3.5). Neither wins across the board: weigh the points above against your use case before choosing between Solflare Card and Fiat24.
Which is cheaper, Solflare Card or Fiat24?
On the standard spending profile Solflare Card has the lowest net annual cost: €0 versus €0 for Fiat24.
Is Solflare Card custodial or self-custody?
Solflare Card is self-custody: you keep the keys, while Fiat24 is self-custody.