Solflare Card vs Ready Card (Argent)
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Ready Card (Argent) does better (0% vs 1%). In our editorial rating Ready Card (Argent) leads (4.2 vs 3.5). Neither wins across the board: weigh the points above against your use case before choosing between Solflare Card and Ready Card (Argent).
| Solflare Card | Ready Card (Argent) | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 3.5 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Mastercard |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | $500/giorno · $2.500/mese | Lite: $200/mese; Metal: $800/mese (poi 2%) |
| ATM withdrawal | 2% | 2% |
| FX markup | 1% | 0% |
| Cashback | Not disclosed | 3% in STRK · Nessuno |
| Chains | Solana | — |
| On-chain settlement | Yes | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 7/10 | 7/10 |
| Supported countries | EEA, UK · 31+ countries | EEA, UK · 31+ countries |
| Regulator | N/D — nessun regolatore finanziario dichiarato nei Termini di servizio | UK FCA (partner Kulipa) |
| OAM Italy registration | No | — |
| Segment | B2C | B2C |
| Regions | EU/EEA, UK | EU/EEA, UK |
| Licences & safety | N/D — modello self-custody; Solrise non agisce come money transmitter o payment services provider, la carta è emessa tramite un partner emittente Mastercard non divulgato | EMI (partner Kulipa) |
Frequently asked questions
Solflare Card vs Ready Card (Argent): which is better?
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Ready Card (Argent) does better (0% vs 1%). In our editorial rating Ready Card (Argent) leads (4.2 vs 3.5). Neither wins across the board: weigh the points above against your use case before choosing between Solflare Card and Ready Card (Argent).
Which is cheaper, Solflare Card or Ready Card (Argent)?
On the standard spending profile Solflare Card has the lowest net annual cost: €0 versus €0 for Ready Card (Argent).
Which offers more cashback, Solflare Card or Ready Card (Argent)?
Ready Card (Argent) has the highest cashback: up to 3%. Note the top rate often requires token staking and is subject to spending caps.
Is Solflare Card custodial or self-custody?
Solflare Card is self-custody: you keep the keys, while Ready Card (Argent) is self-custody.
Which is better for spending abroad?
For foreign-currency spending Ready Card (Argent) wins, with the lowest FX markup: 0%.