Toku Agent of Record (AOR)
A plan byToku
Toku is the first crypto-native EOR, with private payroll based on ZK-proofs, an integrated Visa card and token-grant management. It is, however, a B2B corporate service with a monthly fee ($19–149/month), not intended for consumer use.
Agent of Record (AOR)
- Price
- €149
- Issuance fee
- Free
- Cashback
- 0%
- Cashback currency
- N/A
- Cashback cap
- Free
- Required staking
- Nessuno
- ATM limit
- N/A
- Net annual cost
- €1,788
What's included
- AOR contracts & compliance
- High-volume stablecoin payouts
- Token grant administration
- Detailed reporting
Data & conditions
| Service type | Payroll / EOR |
|---|---|
| Pricing model | — |
| Fiat rails | ACH, Wire, SEPA, SWIFT |
| Stablecoins | USDC, USDT, PYUSD, USDG, RLUSD |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US, EEA, APAC, LATAM · 100+ countries |
| Regulator | N/A |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | N/A N/D |
Strengths
- Primo EOR crypto-native; ZK-proofs payroll privato; Visa card integrated; token grants.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B; monthly fee; not for uso consumer.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (N/D): reporting to authorities and freezes on order.
Verdict
Toku is the first crypto-native EOR, with private payroll based on ZK-proofs, an integrated Visa card and token-grant management. It is, however, a B2B corporate service with a monthly fee ($19–149/month), not intended for consumer use.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
What service does Toku offer?
Toku is a Crypto Payroll & Remittances service.
What compliance does Toku hold?
Compliance certifications are not publicly documented.
How much does it cost to integrate Toku?
Pricing model: not documented. Per-unit fees are not published: they depend on volume and contract.
Does Toku support stablecoins?
Supported stablecoins are not documented.
Who is Toku for?
Target: B2B. SDKs and integrations are not publicly documented.
Sources
- Official service page Pricing model · Compliance · Volume Data verified on Jun 13, 2026
- toku.com Founders · Variante payroll.fee per worker eur · Plans & pricing · Supported stablecoins · +3 Data verified on Jun 15, 2026
- cryptonews.net Investors Data verified on Jun 14, 2026
- heybeluga.com Founded · Founders Data verified on Jun 14, 2026
Show 2 more sources
- pitchbook.com Headquarters · Company type · Registered office · Latest funding round Data verified on Jun 14, 2026
- simplify.jobs Processed volume Data verified on Jun 14, 2026