Deel vs Toku
Deel and Toku compete in the same bracket: coverage, certifications and integration time-to-market decide it. On compliance Deel documents more certifications (1 vs 0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Deel | Toku | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.4 | ★ 4.2 |
| Service type | Payroll / EOR | Payroll / EOR |
| Pricing model | Not disclosed | Not disclosed |
| Spread | 0 bps | — |
| Per-card fee | $5.00 virtual · $10.00 physical | — |
| Card networks | Visa, Mastercard | — |
| Card types | virtual, physical | — |
| Fiat rails | SEPA, ACH, SWIFT, Wire | ACH, Wire, SEPA, SWIFT |
| Stablecoins | USDC | USDC, USDT, PYUSD, USDG, RLUSD |
| Certifications | GDPR | — |
| Processed volume | $22B | — |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | Full |
| Supported countries | US, EEA, LATAM, APAC, AFRICA · 150+ countries | US, EEA, APAC, LATAM · 100+ countries |
| Regulator | Not disclosed | Not disclosed |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Regions | US, EU/EEA, LATAM, APAC, Africa | US, EU/EEA, APAC, LATAM |
| Licences & safety | N/A | N/A |
Frequently asked questions
Deel vs Toku: which is better?
Deel and Toku compete in the same bracket: coverage, certifications and integration time-to-market decide it. On compliance Deel documents more certifications (1 vs 0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Which is cheaper, Deel or Toku?
On the standard spending profile Toku has the lowest net annual cost: €228 versus €348 for Deel.
Is Deel custodial or self-custody?
Deel is self-custody: you keep the keys, while Toku is self-custody.