Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Rise

Rise

4.3/5 2.4/5 · Data verified on

Rise is the only EOR with native USDC and USDT support, integrating Aave yield through Rise Earn and on-chain identity via Rise ID. Fees on fiat are around 3%, and the service is not designed for everyday spending.

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Payroll / EOR
Pricing model Hybrid
Spread 0 bps
Fiat rails ACH, Wire, SWIFT
Stablecoins USDC, USDT
Certifications GDPR
SDK JavaScript/Node.js
Processed volume $1.37B
Fund custody Self-custody (funds in your control)
KYC Full
Supported countries US, EEA, LATAM, APAC, AFRICA · 190+ countries
Regulator FinCEN, State regulators
OAM Italy registration No
Segment B2B
MiCA / License status MSB Registration, Money Transmitter Licenses (US states)

Plans & pricing

Strengths

  • Unique EOR with USDC+USDT native; Rise Earn yield Aave; Rise ID on-chain.
  • Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

  • Fee ~3% on fiat; not designed for everyday spending.
  • Full KYC required: verified identity, zero pseudonymity.

Verdict

A C ★ 4.3/5 ★ 2.4/5

The A rating rests on breadth and reliability: oversight by FinCEN and state regulators, coverage across 190 countries and availability in Italy build a solid consumer picture. Fees on fiat around 3% are above average and the service isn't designed for everyday spending, two limits that prevent a tier jump but don't undermine its underlying reliability.

Here Rise stands out: it is the only EOR with native USDC and USDT support, integrates Aave yield through Rise Earn and offers on-chain identity via Rise ID, three choices that place it genuinely inside the DeFi ecosystem rather than beside it. It is non-custodial and full KYC remains the only real compromise, but for anyone wanting to be paid in stablecoins and put funds to work on-chain it is among the most native offerings in the segment.

Privacy & anonymity 30% 1.3
Fund control 20% 5.0
Censorship resistance 20% 1.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

What service does Rise offer?

Rise is a Crypto Payroll & Remittances service.

What compliance does Rise hold?

Compliance certifications are not publicly documented.

How much does it cost to integrate Rise?

Pricing model: not documented. Per-unit fees are not published: they depend on volume and contract.

Does Rise support stablecoins?

Supported stablecoins: USDC and USDT.

Who is Rise for?

Target: B2B. SDKs and integrations are not publicly documented.

Sources

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Update history

✓ Terms unchanged since Jul 18, 2026

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