Revolut Business Business Grow
A plan byRevolut Business
Revolut Business is an account with over 279 crypto tokens, a Lithuanian IBAN (or local where available), savings up to 3.3% AER and FX Forwards for hedging. The Basic plan is limited, with only 5 free local transfers/month, and users report frequent account freezes and a 1% weekend markup. Savings yield is tiered: 2.15% AER Grow, 2.65% Scale, 3.3% Enterprise (Basic excluded).
Worth it if you run a business collecting in several currencies and need hedging and a European IBAN.
Avoid it if you make many transfers on the Basic plan (5 free a month) or trade at weekends, when a 1% markup kicks in.
Business Grow
- Price
- €19
- Issuance fee
- Free
- FX markup
- 0.6%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Required staking
- Nessuno
- ATM fee
- 2%
- ATM limit
- £5,000/giorno
- Net annual cost
- €228
What's included
- Bulk pay
- Savings
- API
- Analytics
- 10 utenti
Data & conditions
| Account fee | Free |
|---|---|
| IBAN | dedicato · LT, GB, IE |
| Multi-currency | Yes · 36 currencies |
| Outbound transfers to third-party IBANs | Yes |
| Utility direct billing | No |
| SEPA direct debit (SDD) | No |
| On-chain crypto withdrawal | Yes |
| SEPA transfer | Free |
| Interest on balance | 3.3% |
| ATM withdrawal | 2% |
| Free ATM limit | £5,000/giorno |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, UK, US, APAC, LATAM · 130+ countries |
| Regulator | Bank of Lithuania |
| Segment | B2B |
| MiCA / License status | Banca EU |
Strengths
- 279+ crypto tokens; Lithuanian/local IBAN; savings up to 3.3% AER; FX Forwards for hedging.
- No notable sovereignty advantage documented.
Weaknesses
- Basic plan: only 5 free local transfers; frequent account freezes; 1% weekend markup.
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Revolut Business brings rich features, from 279+ tokens to a Lithuanian/local IBAN and savings up to 3.3% AER, but protection is capped by a Basic plan with only 5 free local transfers, recurring reports of account freezes and a 1% weekend markup. Bank of Lithuania supervision supports only a fair score, in line with these frictions.
Among EMIs it's one of the few integrating over 279 tokens and multi-IBAN, cutting friction between fiat and crypto. Yet the very frequency of account freezes, full KYC and its custodial nature expose the sovereignty limit: access to funds stays at the provider's discretion, not the user's.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Revolut Business a real bank?
Revolut Business operates under a EU bank licence (LT). It is regulated by Bank of Lithuania. Fund protection: €100k EU.
Can I send transfers to third-party IBANs with Revolut Business?
Yes, Revolut Business allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Revolut Business support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Revolut Business support?
Revolut Business supports 36 fiat currencies. Multi-currency accounts: supported.
Can I withdraw crypto on-chain from Revolut Business?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Plans & pricing · Regulatory framework · Company profile · Trust & safety · +6 Data verified on Jul 11, 2026
- cdn.revolut.com Data verified on Jun 15, 2026
- help.revolut.com On-chain crypto withdrawals Data verified on Jun 15, 2026
- assets.revolut.com Issuer Data verified on Jun 14, 2026
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- cshub.com Regulatory framework Data verified on Jun 14, 2026
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- trustpilot.com Trust & safety Data verified on Jun 14, 2026
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