iBanFirst vs Revolut Business
In our editorial rating iBanFirst leads (4.5 vs 4.0). The choice depends on your real spending profile: redo the math with your volumes before picking between iBanFirst and Revolut Business.
| iBanFirst | Revolut Business | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.5 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | dedicato · BE, FR, DE, NL, GB, US | dedicato · LT, GB, IE |
| Multi-currency | Yes · 30 currencies | Yes · 36 currencies |
| Outbound transfers to third-party IBANs | Yes | Yes |
| Utility direct billing | Yes | No |
| SEPA direct debit (SDD) | Yes | No |
| On-chain crypto withdrawal | No | Yes |
| SEPA transfer | Free | Free |
| Interest on balance | 0% | 3.3% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA, UK · 50+ countries | EEA, UK, US, APAC, LATAM · 130+ countries |
| Regulator | NBB | Bank of Lithuania |
| OAM Italy registration | No | — |
| Segment | B2B | B2B |
| Regions | EU/EEA, UK | EU/EEA, UK, US, APAC, LATAM |
| Licences & safety | Payment Institution | Banca EU |
Frequently asked questions
iBanFirst vs Revolut Business: which is better?
In our editorial rating iBanFirst leads (4.5 vs 4.0). The choice depends on your real spending profile: redo the math with your volumes before picking between iBanFirst and Revolut Business.
Which is cheaper, iBanFirst or Revolut Business?
On the standard spending profile iBanFirst has the lowest net annual cost: €0 versus €0 for Revolut Business.
Is iBanFirst custodial or self-custody?
iBanFirst is custodial: funds are held by the platform, while Revolut Business is custodial.
Which is better for spending abroad?
For foreign-currency spending iBanFirst wins, with the lowest FX markup: 0%.