PayWide PayWide Card
A plan byPayWide · Mastercard
A card supporting over 40 cryptocurrencies with no KYC, Web3 wallet authentication and a good level of privacy. Its license is unverifiable, however, a 5% top-up fee applies and there is no insurance coverage, raising doubts about the service's soundness.
PayWide Card
- Price
- Free
- Issuance fee
- Free
- FX markup
- 0%
- Cashback
- 0%
- Cashback currency
- Nessuno
- Cashback cap
- Free
- Required staking
- Nessuno
- ATM limit
- $10.000/giorno
- Net annual cost
- Free
What's included
- Anonymous virtual
- Wallet-based auth
- No KYC
- Visa/Mastercard
- Multi-chain: ETH/Polygon/Arbitrum/Optimism/BSC
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | $10.000/giorno |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Chains | Ethereum, Polygon, Arbitrum, Optimism, BSC |
| On-chain settlement | No |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 7/10 |
| Supported countries | EEA, APAC, LATAM, MENA · 100+ countries |
| Estimated net annual cost | €0/year |
| Regulator | N/A |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | N/A N/D |
Strengths
- 40+ crypto supported; no KYC; auth via wallet Web3; privacy 7/10.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
- No KYC: usable without identity verification.
Weaknesses
- ⚠️ license not verificabile; 5% top-up fee; no copertura assicurativa.
- Subject to regulation (N/D): reporting to authorities and freezes on order.
Verdict
A card supporting over 40 cryptocurrencies with no KYC, Web3 wallet authentication and a good level of privacy. Its license is unverifiable, however, a 5% top-up fee applies and there is no insurance coverage, raising doubts about the service's soundness.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is PayWide a safe card?
PayWide is a crypto card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme.
How much does PayWide cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does PayWide offer cashback?
PayWide does not offer crypto cashback.
Is PayWide available in Italy?
Yes, PayWide is available in Italy.
Is PayWide custodial or self-custody?
The custody model is not documented; check the official website.
Sources
- Official service page Plans & pricing · Regulatory framework Data verified on Jun 13, 2026
- cryptocardhub.com Custody · Plans & pricing · Trust & safety Data verified on Jun 14, 2026
- income365.io Trust & safety · Target Data verified on Jun 14, 2026
- tradersunion.com Trustpilot reviews · Regulatory framework Data verified on Jun 14, 2026
Show 1 more source
- trustpilot.com Trustpilot reviews Data verified on Jun 13, 2026