PayWide
PayWide · Mastercard
A card supporting over 40 cryptocurrencies with no KYC, Web3 wallet authentication and a good level of privacy. Its license is unverifiable, however, a 5% top-up fee applies and there is no insurance coverage, raising doubts about the service's soundness.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | $10.000/giorno |
| ATM withdrawal | not declared |
| FX markup | 0% |
| Cashback | Not disclosed |
| Chains | Ethereum, Polygon, Arbitrum, Optimism, BSC |
| On-chain settlement | No |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 7/10 |
| Supported countries | EEA, APAC, LATAM, MENA · 100+ countries |
| Estimated net annual cost | €0/year |
| Regulator | Not disclosed |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | Not disclosed |
Plans & pricing
Strengths
- 40+ crypto supported; no KYC; auth via wallet Web3; privacy 7/10.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
- No KYC: usable without identity verification.
Weaknesses
- ⚠️ Unverifiable license; 5% top-up fee; no insurance coverage.
- No notable sovereignty drawback documented.
Verdict
The low score reflects serious doubts about reliability: the licence is unverifiable, there is no insurance coverage and top-ups cost 5%. Although non-custodial, the overall opacity around the service's soundness leaves the ordinary consumer with no concrete protection to lean on.
On the sovereign axis PayWide has strong arguments: non-custodial, no KYC, Web3 wallet authentication and support for 40+ cryptocurrencies across five chains, with a good privacy score. It is built for those who want to spend on-chain while keeping control of their keys and a low profile.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used PayWide, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
FAQ
Is PayWide a safe card?
PayWide is a crypto card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme.
How much does PayWide cost?
There is no annual fee and issuance is free, but top-ups carry a 5% fee. The FX markup is 0% (no surcharge).
Does PayWide offer cashback?
PayWide does not offer crypto cashback.
Is PayWide available in Italy?
Yes, PayWide is available in Italy.
Is PayWide custodial or self-custody?
The custody model is not documented; check the official website.
Sources
- Official service page Plans & pricing · Regulatory framework Data verified on Jun 13, 2026
- cryptocardhub.com Custody · Plans & pricing · Trust & safety · Crypto Data verified on Jul 10, 2026
- income365.io Trust & safety · Target Data verified on Jun 14, 2026
- tradersunion.com Trustpilot reviews · Regulatory framework Data verified on Jun 14, 2026
Show 1 more source
- trustpilot.com Trustpilot reviews Data verified on Jun 13, 2026