Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Bitget Wallet Card

Bitget · Mastercard

4.0/5 3.7/5 · Data verified on

A crypto card issued by the non-custodial Bitget Wallet app (Mastercard in Europe and LATAM, Visa in APAC): multi-chain USDC/USDT spending with a $600/month zero-fee quota (FX+top-up+conversion), then ~1.7% on non-USD. The Wallet Card has NO recurring cashback: only regional promos (e.g. 20% welcome in APAC, 8% on ride-hailing in LATAM). The 0.5-8% BGB cashback by balance belongs instead to the exchange-linked Bitget Card, a separate product. It requires an international passport (national ID not accepted).

Worth it if you spend stablecoins from a wallet that stays yours, with no annual fee and zero FX markup.

Avoid it if you only have a national ID (an international passport is required) or you count on recurring cashback: the Wallet Card has none.

Visit official website ↗ Sponsored link · rating unaffected
61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network Mastercard
Fund custody Self-custody (funds in your control)
Issuance fee €0
Annual fee Free
Free ATM limit $10.000/giorno (fisica)
ATM withdrawal 1%
FX markup 0%
Cashback Not disclosed
Chains Multiple via Bitget Wallet
On-chain settlement Yes
Contactless Yes
Virtual card Yes
KYC Light
Privacy 6/10
Supported countries EEA, UK, APAC, LATAM, MENA · 50+ countries
Estimated net annual cost €0/year
Regulator FinCEN; FINTRAC; AUSTRAC; Polish regulator; Bank of Lithuania
OAM Italy registration Yes
Segment B2C
MiCA / License status MSB (FinCEN US); MSB (FINTRAC Canada); AUSTRAC (Australia); VASP (Poland); Digital asset service provider (Lithuania) MiCA (Dic 2025)

Plans & pricing

Strengths

  • 80M+ users; multi-chain USDT/USDC; Apple/Google/LINE Pay.
  • Self-custody: funds stay in your wallet — the platform cannot touch them.
  • Light KYC: minimal identity verification.

Weaknesses

  • An international passport is required (national ID not accepted); no recurring cashback on the Wallet Card.
  • Subject to regulation (MiCA (Dic 2025)): reporting to authorities and freezes on order.

Verdict

A B ★ 4.0/5 ★ 3.7/5 Estimated net annual cost: €0/year

The A rating rests on a solid defensive package: no annual fee, 0% FX markup and broad regulatory cover (MiCA since December 2025, Italian OAM registration, plus FinCEN, FINTRAC and AUSTRAC) that shields the ordinary consumer. The downsides are the lack of recurring cashback on the Wallet Card (only regional promos; the 0.5-8% BGB is on the separate exchange Bitget Card) and the friction of the mandatory international passport that locks out anyone holding only a national ID card.

Here Bitget plays a card rare for the category: the Wallet Card is non-custodial with multi-chain on-chain settlement and only light KYC, so spending draws from funds you still control. The limits of a Mastercard-rail card remain — authorisation still routes through a regulated issuer — so censorship resistance isn't that of a pure wallet, but on self-custody this is among the most consistent options in the segment.

Privacy & anonymity 30% 2.8
Fund control 20% 5.0
Censorship resistance 20% 3.0
Costs 10% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

Reputation

What happened to people who used Bitget Wallet Card, and what users say. External signals: they do not feed the promp.it rating.

Incidents & regulatory actions

History not verified

We have not yet completed the incident search for this service: no entries here does not mean no events.

Public reviews

4.5/5 376,225 reviews
  • Google Play ↗ 4.5/5 370,635 reviews

    Exact count (370,635) read from the Play listing's structured data; package com.bitkeep.wallet. Trustpilot is not included: the page blocks automated reading.

  • App Store ↗ 4.7/5 5,590 reviews

    Exact figures from itunes.apple.com/lookup (US storefront), app "Bitget Wallet: Crypto, Markets", publisher BitKeep Global Inc. It covers the non-custodial wallet app that issues the card, not the centralised Bitget exchange.

Weighted average across 2 public review platforms (376,225 reviews in total), weighted by volume. This is not our rating: it is those platforms’ average.

FAQ

Is Bitget Wallet Card a safe card?

Bitget Wallet Card is a crypto card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme.

How much does Bitget Wallet Card cost?

The card has no annual fee. Issuance costs €0.09. The FX markup is 0% (no surcharge). See the tier table for full conditions.

Does Bitget Wallet Card offer cashback?

The Bitget Wallet Card has no recurring cashback: only time-limited regional promos (e.g. 20% welcome in APAC, 8% on ride-hailing in LATAM). The 0.5-8% BGB cashback by balance belongs to the exchange-linked Bitget Card, a separate product.

Is Bitget Wallet Card available in Italy?

Yes, Bitget Wallet Card is available in Italy.

Is Bitget Wallet Card custodial or self-custody?

The custody model is not documented; check the official website.

Sources

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Update history

✓ Terms unchanged since Jul 10, 2026

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