Coinbase Card vs Bitget Wallet Card
For spending abroad FX markup matters, and Bitget Wallet Card does better (0% vs 2.49%). The structural difference is custody: Bitget Wallet Card leaves you the keys, while Coinbase Card holds funds on the platform. In short: Coinbase Card if your usage matches its strength, Bitget Wallet Card otherwise — the numbers above beat any slogan.
| Coinbase Card | Bitget Wallet Card | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.3 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Mastercard |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| Issuance fee | Free | €0 |
| Annual fee | Free | Free |
| Free ATM limit | $2.50 per withdrawal | $10.000/giorno (fisica) |
| ATM withdrawal | Free | 1% |
| FX markup | 2.49% | 0% |
| Cashback | Not disclosed | Not disclosed |
| On-chain settlement | No | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Light |
| Privacy | 2/10 | 6/10 |
| Supported countries | US, UK, EEA · 49+ countries | EEA, UK, APAC, LATAM, MENA · 50+ countries |
| Funding / solidity | Quotata NASDAQ (COIN) · 105M utenti · $6,2B ricavi | — |
| Regulator | SEC (public company); NYDFS; state regulators | FinCEN; FINTRAC; AUSTRAC; Polish regulator; Bank of Lithuania |
| OAM Italy registration | Yes | Yes |
| Segment | B2C | B2C |
| Past incidents | May 2025: data breach via bribery of customer-support contractors; personal data (names, contacts, ID images, partial SSN/bank numbers) of 69,461 users exposed — no passwords, private keys or funds compromised. Coinbase refused the $20M ransom; estimated cost $180–400M. · 2021: a phishing/SIM-swap campaign drained funds from roughly 6,000 accounts by exploiting a flaw in SMS 2FA recovery. | — |
| Chains | — | Multiple via Bitget Wallet |
| Regions | US, UK, EU/EEA | EU/EEA, UK, APAC, LATAM, MENA |
| Licences & safety | MiCA CASP | MSB (FinCEN US); MSB (FINTRAC Canada); AUSTRAC (Australia); VASP (Poland); Digital asset service provider (Lithuania) |
Frequently asked questions
Coinbase Card vs Bitget Wallet Card: which is better?
For spending abroad FX markup matters, and Bitget Wallet Card does better (0% vs 2.49%). The structural difference is custody: Bitget Wallet Card leaves you the keys, while Coinbase Card holds funds on the platform. In short: Coinbase Card if your usage matches its strength, Bitget Wallet Card otherwise — the numbers above beat any slogan.
Which is cheaper, Coinbase Card or Bitget Wallet Card?
On the standard spending profile Coinbase Card has the lowest net annual cost: €0 versus €0 for Bitget Wallet Card.
Is Coinbase Card custodial or self-custody?
Coinbase Card is custodial: funds are held by the platform, while Bitget Wallet Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending Bitget Wallet Card wins, with the lowest FX markup: 0%.