Bybit Card EEA vs Bitget Wallet Card
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Bitget Wallet Card does better (0% vs 0.5%). The structural difference is custody: Bitget Wallet Card leaves you the keys, while Bybit Card EEA holds funds on the platform. In short: Bybit Card EEA if your usage matches its strength, Bitget Wallet Card otherwise — the numbers above beat any slogan.
| Bybit Card EEA | Bitget Wallet Card | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Mastercard |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| Issuance fee | €5 | €0 |
| Annual fee | Free | Free |
| Free ATM limit | €100/mese senza commissioni, poi 2% | $10.000/giorno (fisica) |
| ATM withdrawal | 2% | 1% |
| FX markup | 0.5% | 0% |
| Cashback | 1% in USDT · Nessuno | Not disclosed |
| On-chain settlement | No | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Light |
| Privacy | 2/10 | 6/10 |
| Supported countries | EEA · 29+ countries | EEA, UK, APAC, LATAM, MENA · 50+ countries |
| Regulator | Austria FMA; Dubai VARA; UAE SCA | FinCEN; FINTRAC; AUSTRAC; Polish regulator; Bank of Lithuania |
| OAM Italy registration | No | Yes |
| Segment | B2C | B2C |
| Past incidents | February 2025: ~$1.5B breach (the largest crypto theft in history), attributed to the Lazarus Group; Bybit made customer funds whole. | — |
| Chains | — | Multiple via Bitget Wallet |
| Regions | EU/EEA | EU/EEA, UK, APAC, LATAM, MENA |
| Licences & safety | MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator | MSB (FinCEN US); MSB (FINTRAC Canada); AUSTRAC (Australia); VASP (Poland); Digital asset service provider (Lithuania) |
Frequently asked questions
Bybit Card EEA vs Bitget Wallet Card: which is better?
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Bitget Wallet Card does better (0% vs 0.5%). The structural difference is custody: Bitget Wallet Card leaves you the keys, while Bybit Card EEA holds funds on the platform. In short: Bybit Card EEA if your usage matches its strength, Bitget Wallet Card otherwise — the numbers above beat any slogan.
Which is cheaper, Bybit Card EEA or Bitget Wallet Card?
On the standard spending profile Bybit Card EEA has the lowest net annual cost: €0 versus €0 for Bitget Wallet Card.
Which offers more cashback, Bybit Card EEA or Bitget Wallet Card?
Bybit Card EEA has the highest cashback: up to 1%. Note the top rate often requires token staking and is subject to spending caps.
Is Bybit Card EEA custodial or self-custody?
Bybit Card EEA is custodial: funds are held by the platform, while Bitget Wallet Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending Bitget Wallet Card wins, with the lowest FX markup: 0%.