Infini Card vs Tria Card
Bottom line, net annual cost favours Infini Card (€0), while Tria Card comes to €23. On cashback Tria Card wins (up to 6%). Neither wins across the board: weigh the points above against your use case before choosing between Infini Card and Tria Card.
| Infini Card | Tria Card | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 3.8 | ★ 4.1 |
| Estimated net annual cost | €0 | €23 |
| Account fee | Free | Free |
| IBAN | condiviso | condiviso |
| Multi-currency | Yes · 50 currencies | No (single currency) |
| Outbound transfers to third-party IBANs | No | No |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| Interest on balance | 10% | 15% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA, APAC, US · 80+ countries | EEA, UK, APAC, LATAM, MENA, AFRICA · 180+ countries |
| Regulator | Hong Kong Companies Registry / FinCEN / FINTRAC | Not disclosed |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| Past incidents | Febbraio 2025: exploit da ~49,5 milioni di USD causato dalla compromissione di un indirizzo amministrativo rimasto attivo dopo una migrazione del contratto; i fondi sottratti (USDC/USDT) sono stati convertiti in ETH e trasferiti. Infini ha coperto gli utenti colpiti e avviato un'azione legale a Hong Kong contro l'attaccante. | — |
| SEPA transfer | — | Free |
| Regions | EU/EEA, APAC, US | EU/EEA, UK, APAC, LATAM, MENA, Africa |
| Licences & safety | MSB / TCSP | N/A |
Frequently asked questions
Infini Card vs Tria Card: which is better?
Bottom line, net annual cost favours Infini Card (€0), while Tria Card comes to €23. On cashback Tria Card wins (up to 6%). Neither wins across the board: weigh the points above against your use case before choosing between Infini Card and Tria Card.
Which is cheaper, Infini Card or Tria Card?
On the standard spending profile Infini Card has the lowest net annual cost: €0 versus €23 for Tria Card.
Which offers more cashback, Infini Card or Tria Card?
Tria Card has the highest cashback: up to 6%. Note the top rate often requires token staking and is subject to spending caps.
Is Infini Card custodial or self-custody?
Infini Card is custodial: funds are held by the platform, while Tria Card is custodial.