Unit
Unit
Data verified on unchanged since the sources
Worth it if you're a US company wanting to launch banking and card products fast: ready-to-launch in 3 weeks, no-code, with white-label components.
Avoid it if you're an end user (this is a B2B platform) or you operate outside the US, where the service is focused (region: US only).
Unit is a banking-as-a-service platform that lets companies launch financial products in about three weeks, with a no-code approach and white-label components, serving over 2 million end users. It is a B2B offering, however, focused on the US market and not aimed directly at consumers.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Not disclosed |
| Card networks | Visa, Mastercard |
| Card types | virtual, physical, debit, credit, prepaid |
| Fiat rails | ACH, Wire |
| SDK | TypeScript, Node.js, React, React Native, Python |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US · 1+ countries |
| Regulator | OCC / FDIC (via partner banks) |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | OCC (US) |
Strengths
- Ready-to-Launch in 3 settimane no-code; 2M+ users; white-label components.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B; focus US.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (OCC (US)): reporting to authorities and freezes on order.
Verdict
Tier A is consistent with a BaaS platform that lets companies launch financial products in about three weeks, with a no-code approach, white-label components and over 2 million end users served: real maturity and reach. The cap on the score is the US-focused B2B scope, which makes it not directly usable by the European consumer.
Through this lens Unit scores low: it is OCC-regulated with full KYC and custody intermediated via partner banks, with no self-custody or on-chain component. The launch speed and white-label components, strengths for builders, do not touch the end user's sovereignty.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Unit, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
FAQ
What service does Unit offer?
Unit is a Card Issuing & BaaS service with per-transaction + SaaS pricing.
What compliance does Unit hold?
Compliance certifications are not publicly documented.
How much does it cost to integrate Unit?
Pricing model: per-transaction + SaaS. Per-unit fees are not published: they depend on volume and contract.
Does Unit support stablecoins?
Supported stablecoins are not documented.
Who is Unit for?
Target: B2B. SDKs and integrations are not publicly documented.
Sources
- Official service page Pricing model · Compliance · Volume · Founders · +4 Data verified on Jul 19, 2026
- bankingdive.com License country · Regulator · Deposit guarantee · Licenses Data verified on Jun 14, 2026
- clay.com Latest funding round · Investors Data verified on Jun 14, 2026
- github.com Sdk languages Data verified on Jun 14, 2026
Show 2 more sources
- research.contrary.com Founded · Headquarters · Registered office Data verified on Jun 14, 2026
- techcrunch.com Valuation Data verified on Jun 14, 2026