WeFi
WeFi
WeFi is a multi-chain crypto neobank targeting more than 80 countries, with a decent privacy profile. It is at a very early stage, however: there is no publicly verifiable product yet and details of the offering are not disclosed, which makes it hard to assess.
Data & conditions
| Account fee | Free |
|---|---|
| IBAN | condiviso |
| Multi-currency | No (single currency) |
| Outbound transfers to third-party IBANs | No |
| Utility direct billing | No |
| SEPA direct debit (SDD) | No |
| Interest on balance | 18% |
| ATM withdrawal | not declared |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, APAC, LATAM, AFRICA · 80+ countries |
| Regulator | None |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | None |
Plans & pricing
Strengths
- 80+ countries target; multi-chain; team with form of contatto; privacy 7/10.
- No notable sovereignty advantage documented.
Weaknesses
- Very early stage; no prodotto verificabile publicly.
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
The rating should be read as potential, not protection: it is a multi-chain neobank at a very early stage, with no publicly verifiable product, undisclosed offering details, no regulator and no deposit guarantee. For the ordinary user, today, there is not enough to entrust money to it.
Through this lens it scores low: custodial with full KYC, the multi-chain profile and mid privacy are not enough to make it a tool of autonomy. Without a verifiable product, any sovereignty promise stays on paper.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is WeFi a real bank?
WeFi is a digital financial service. The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with WeFi?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does WeFi support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does WeFi support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from WeFi?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Plans & pricing · Regulatory framework Data verified on Jun 13, 2026
- coinmarketcap.com Data verified on Jul 11, 2026
- wefi.co Founders · Monthly fee · Savings interest · OAM Italy registry · +13 Data verified on Jun 15, 2026
- crypto.news Founders · Target.segmento Data verified on Jun 14, 2026
Show 2 more sources
- financefeeds.com Founders · Target.segmento Data verified on Jun 14, 2026
- bingx.com On-chain crypto withdrawals · Multi-currency Data verified on Jun 13, 2026