Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

WhiteBIT

WhiteBIT

3.8/5 1.2/5 · Data verified on

WhiteBIT ranks among the top five exchanges for security according to CER.live, has around 4 million users in Europe and operates under a Lithuanian VASP licence. This is a national authorization rather than a full MiCA licence, however, and the exchange remains less known internationally.

46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Maker / Taker fee 0.1% / 0.1%
Markets Spot + Derivatives
Max leverage 100×
Supported assets 350+
Trading pairs 900+
24h volume $7.4B
Fiat on-ramp Yes
Deposit methods SEPA, SWIFT, Visa, Mastercard, Apple Pay, Google Pay, Volet.com, Crypto deposit
Geo restrictions US, Canada, Japan, North Korea, Iran, Cuba, Syria, Sudan, Crimea, FATF-blacklisted / UN/EU/UK/US-sanctioned jurisdictions
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries EEA, UK · 31+ countries
Regulator FCIS Lithuania, AUSTRAC, FinCEN, etc.
Segment B2C
MiCA / License status VASP Lithuania VASP Lituania

Strengths

  • CER.live top 5 security; VASP Lituania; 4M users EU.
  • No notable sovereignty advantage documented.

Weaknesses

  • VASP domestic (no MiCA full); less known internationally.
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Full KYC required: verified identity, zero pseudonymity.
  • Subject to regulation (VASP Lituania): reporting to authorities and freezes on order.
  • Geographic restrictions (US, Canada, Japan, North Korea, Iran, Cuba, Syria, Sudan, Crimea, FATF-blacklisted / UN/EU/UK/US-sanctioned jurisdictions).

Verdict

B D ★ 3.8/5 ★ 1.2/5

The good score reflects a solid security profile: WhiteBIT ranks among the top five exchanges for security per CER.live, has around 4 million users in Europe and operates under a Lithuanian VASP licence with 0.1% fees. The limit holding the score back is that this is a national authorization rather than a full MiCA licence, and the exchange stays less known internationally. It is available in Italy.

For the crypto-native, WhiteBIT remains a custodial with full KYC: its strong CER.live standing concerns the intermediary's security, not the user's autonomy, since the keys are never theirs. No self-custody and no anonymity; the good security reputation is reassuring but doesn't move the judgement on privacy and censorship resistance.

Privacy & anonymity 30% 0.8
Fund control 20% 0.0
Censorship resistance 20% 1.5
Costs 10% 4.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

What are WhiteBIT's fees?

On WhiteBIT, spot fees are maker 0.1% / taker 0.1%. They drop with monthly volume and VIP tier.

Is WhiteBIT regulated in Europe?

Regulatory status of WhiteBIT: VASP Lituania. Licence: VASP Lithuania.

Does WhiteBIT publish Proof of Reserves?

Proof of Reserves publication is not documented for WhiteBIT. No third-party reserve audit is documented. Reserve transparency is a critical factor after the FTX collapse.

Can I send transfers to third-party IBANs from WhiteBIT?

No, WhiteBIT is an exchange and does not allow transfers to third-party IBANs: fiat withdrawals return to a bank account in your own name.

Does WhiteBIT support derivatives and futures?

WhiteBIT offers derivatives trading, with up to 100x leverage.

Sources

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Update history

✓ Terms unchanged since Jun 1, 2026

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