Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Phemex

Phemex

3.7/5 1.2/5 · Data verified on

An exchange founded by an ex-Morgan Stanley team, with over 10 million users and 0% spot fees. The zero spot fee requires a $9.99/month Premium subscription, however, and the platform is unavailable in the United States.

46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Maker / Taker fee 0.01% / 0.06%
Markets Spot + Derivatives
Max leverage 100×
Supported assets 300+
Trading pairs 600+
24h volume $2B
Fiat on-ramp Yes
Deposit methods SEPA, SEPA Instant, SWIFT, Bank wire transfer, Credit/Debit card, Apple Pay, Google Pay, Crypto deposit
Geo restrictions US, GB, CA-ON, CA-QC, CA-AB, CA-SK, AE, AU, CN, HK, IN, ZA, IR, KP, SY, CU, VE
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries APAC, EEA · 60+ countries
Regulator FinCEN, Lithuania FCIS, Poland
Segment B2C
MiCA / License status VASP Registrazione Singapore

Strengths

  • 0% fee spot (Premium); ex-Morgan Stanley team; 10M+ users.
  • No notable sovereignty advantage documented.

Weaknesses

  • 0% spot only with abbonamento; no USA.
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Full KYC required: verified identity, zero pseudonymity.
  • Subject to regulation (Registrazione Singapore): reporting to authorities and freezes on order.
  • Geographic restrictions (US, GB, CA-ON, CA-QC, CA-AB, CA-SK, AE, AU, CN, HK, IN, ZA, IR, KP, SY, CU, VE).

Verdict

B D ★ 3.7/5 ★ 1.2/5

The positive score reflects a serious platform: founded by an ex-Morgan Stanley team, over 10 million users and very low fees (0.06% taker, 0.01% maker). The asterisk holding the score back is that 0% spot requires the $9.99/month Premium subscription, plus unavailability in the US; regulation rests on a Singapore registration. It is available in Italy.

For the crypto-native, Phemex remains a custodial with full KYC: aggressive fees don't buy sovereignty, because the keys are never the user's and anonymity is ruled out. Leverage up to 100x on derivatives speaks to speculators, not to anyone seeking self-custody, privacy or censorship resistance.

Privacy & anonymity 30% 0.8
Fund control 20% 0.0
Censorship resistance 20% 1.5
Costs 10% 4.4

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

What are Phemex's fees?

On Phemex, spot fees are maker 0.01% / taker 0.06%. They drop with monthly volume and VIP tier.

Is Phemex regulated in Europe?

Regulatory status of Phemex: Registrazione Singapore. Licence: VASP.

Does Phemex publish Proof of Reserves?

Phemex publishes Proof of Reserves. No third-party reserve audit is documented. Reserve transparency is a critical factor after the FTX collapse.

Can I send transfers to third-party IBANs from Phemex?

No, Phemex is an exchange and does not allow transfers to third-party IBANs: fiat withdrawals return to a bank account in your own name.

Does Phemex support derivatives and futures?

Phemex offers derivatives trading, with up to 100x leverage.

Sources

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Update history

✓ Terms unchanged since Jun 1, 2026

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