Zeal Card Zeal
A plan byZeal Card · Visa
Zeal is a self-custody, white-label card built on Gnosis Pay, with zero FX markup and 5% cashback in GNO tokens. Against an issuance cost of around 32 euros, the service relies entirely on the Gnosis Pay infrastructure and requires staking the token to unlock its benefits.
Zeal
- Price
- Free
- Issuance fee
- €32
- FX markup
- 0%
- Cashback
- 5%
- Cashback currency
- GNO
- Required staking
- Richiesto staking/holding del token
- ATM fee
- 0%
- ATM limit
- €500/giorno
What's included
- Self-custodial Visa
- Web3 bank account alternative
- Integration Gnosis Pay
- Personal finance toolkit
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | €32 |
| Annual fee | Free |
| Free ATM limit | €500/giorno |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 5% in GNO · Richiesto staking/holding del token |
| Chains | Gnosis Chain, Ethereum, Arbitrum, Base |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 6/10 |
| Supported countries | EEA · 20+ countries |
| Regulator | UK FCA; Central Bank of Iceland |
| Segment | B2C |
| MiCA / License status | EMI (partner Monavate); Electronic Money Institution (Monerium) MiCA (EURe/GBPe) |
Strengths
- Self-custody white-label on Gnosis Pay; 0% FX + 5% GNO.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Cost issuance $35; depends dall'infrastruttura Gnosis Pay.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (MiCA (EURe/GBPe)): reporting to authorities and freezes on order.
Verdict
Zeal is a self-custody, white-label card built on Gnosis Pay, with zero FX markup and 5% cashback in GNO tokens. Against an issuance cost of around 32 euros, the service relies entirely on the Gnosis Pay infrastructure and requires staking the token to unlock its benefits.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Zeal Card a safe card?
Zeal Card is a self-custody card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.
How much does Zeal Card cost?
The card has no annual fee. Issuance costs €32.2. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Zeal Card offer cashback?
Yes: cashback goes up to 5%, depending on the tier.
Is Zeal Card available in Italy?
Yes, Zeal Card is available in Italy.
Is Zeal Card custodial or self-custody?
Zeal Card uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.
Sources
- Official service page Plans & pricing · Regulatory framework · Cashback.valuta reward · Cashback.staking richiesto Data verified on Jun 13, 2026
- crunchbase.com Stock ticker · Stock listing · IPO date Data verified on Jun 14, 2026
- find-and-update.company-information.service.gov.uk Legal name · Company type Data verified on Jun 14, 2026
- github.com Third-party audit · Bug bounty Data verified on Jun 14, 2026
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- spendnode.io ATM fees · Blockchain · On-chain settlement Data verified on Jun 13, 2026
- trustpilot.com Trustpilot reviews Data verified on Jun 13, 2026