THORWallet Card
THORWallet · Mastercard
THORWallet offers a bank account as an NFT on Arbitrum, with a Swiss IBAN and a $25 signup bonus, in a self-custody model. The Mastercard is, however, virtual-only and currently offers no cashback.
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | $20.000/mese (Standard) |
| ATM withdrawal | 1% |
| FX markup | 0% |
| Cashback | — |
| Chains | Arbitrum, Ethereum, Bitcoin, THORChain |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 7/10 |
| Supported countries | EEA, UK, APAC, LATAM · 66+ countries |
| Estimated net annual cost | €0/year |
| Regulator | FINMA (via Unblock partner) |
| Segment | B2C |
| MiCA / License status | FINMA Fintech license (partner Fiat24) FINMA (CH) |
Plans & pricing
Strengths
- Bank account NFT on Arbitrum; Swiss IBAN; $25 signup bonus.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Virtual only; no cashback current.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (FINMA (CH)): reporting to authorities and freezes on order.
Verdict
THORWallet offers a bank account as an NFT on Arbitrum, with a Swiss IBAN and a $25 signup bonus, in a self-custody model. The Mastercard is, however, virtual-only and currently offers no cashback.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is THORWallet Card a safe card?
THORWallet Card is a self-custody card on the Mastercard network. It is regulated by FINMA (via Unblock partner). As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.
How much does THORWallet Card cost?
The card has no annual fee. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does THORWallet Card offer cashback?
THORWallet Card does not offer crypto cashback.
Is THORWallet Card available in Italy?
Yes, THORWallet Card is available in Italy.
Is THORWallet Card custodial or self-custody?
THORWallet Card uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.
Sources
- Official service page Plans & pricing · Regulatory framework · Founders · Cashback · +1 Data verified on Jun 14, 2026
- code4rena.com Third-party audit · Bug bounty · Past incidents Data verified on Jun 14, 2026
- crunchbase.com Stock ticker · Stock listing · IPO date · Latest funding round Data verified on Jun 14, 2026
- crypto-fundraising.info Investors Data verified on Jun 14, 2026
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