Exodus Spend Card
Exodus · Visa
Exodus Card uses a non-custodial delegation model with 0% FX markup, coverage in over 30 countries and Apple and Google Pay support. It is virtual-only, however, not available in the US and works solely with Solana stablecoins, requiring SOL for gas fees.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | N/A (virtual only) |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | Not disclosed |
| Chains | Solana |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 7/10 |
| Supported countries | EEA, UK, LATAM, APAC · 30+ countries |
| Estimated net annual cost | €0/year |
| Regulator | FCA (Financial Conduct Authority) |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | EMI / FCA Crypto Asset Registration |
Plans & pricing
Strengths
- Non-custodial delegation model; 0% FX; 30+ countries; Apple/Google Pay.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Virtual only; no USA; only stablecoin Solana.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
The mid-tier placement reflects a mix of pros and cons: 0% FX markup, coverage in over 30 countries and Apple and Google Pay support on one side, but virtual-only, no cashback and operation limited to Solana stablecoins on the other. FCA oversight helps, but the non-custodial delegation model still leaves key-risk management to the user.
On the sovereignty front the product holds up: non-custodial via delegation, on-chain settlement and funds handled by the multi-chain Exodus wallet, with 0% markup. Operating only in Solana stablecoins and needing SOL for gas narrow its scope, and full KYC remains the limit on anonymity.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Exodus Spend Card a safe card?
Exodus Spend Card is a self-custody card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.
How much does Exodus Spend Card cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Exodus Spend Card offer cashback?
Exodus Spend Card does not offer crypto cashback.
Is Exodus Spend Card available in Italy?
Yes, Exodus Spend Card is available in Italy.
Is Exodus Spend Card custodial or self-custody?
Exodus Spend Card uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.
Sources
- Official service page Plans & pricing · Regulatory framework Data verified on Jun 13, 2026
- opencryptocards.com On-chain settlement · Annual cost Data verified on Jul 10, 2026
- altcoinbuzz.io Supported currencies Data verified on Jun 14, 2026
- architectpartners.com Data verified on Jun 14, 2026
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