Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Zeroid Metal ZeroID Virtual

A plan byZeroid Metal · Visa/Mastercard

3.0/5 3.3/5 · Data verified on

ZERO ID is a no-KYC card also available in a metal version, with three service tiers and no issuance fee, annual fee or FX markup. Its main drawback is the absence of any verifiable licence and of declared information on geographic coverage, which limits its transparency.

Estimated net annual cost €0/year

ZeroID Virtual

Price
Free
Issuance fee
Free
FX markup
0%
Cashback
0%
Cashback currency
Nessuno
Required staking
Nessuno
ATM limit
Not disclosed
Net annual cost
Free

What's included

  • Virtual Visa/Mastercard via Telegram
  • No KYC
  • Fund with USDT/BTC/ETH
  • Apple Pay/Google Pay
  • Anonymous eSIM available
0%
FX markup
Not disclosed
Cashback
Free
Annual fee
Free
Issuance fee
Custodial
Custody
31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network Visa/Mastercard
Fund custody Custodial (platform holds funds)
Issuance fee Free
Annual fee Free
Free ATM limit Not disclosed
ATM withdrawal not declared
FX markup 0%
Cashback Not disclosed
On-chain settlement No
Contactless Yes
Virtual card Yes
KYC No KYC
Privacy 6/10
Supported countries EEA, APAC, LATAM · 50+ countries
Estimated net annual cost €0/year
Regulator Not disclosed
OAM Italy registration No
Segment B2C
MiCA / License status Not disclosed

Strengths

  • No KYC; metal card available; 3 service tiers.
  • No KYC: usable without identity verification.

Weaknesses

  • No verifiable license; undeclared country coverage.
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

C B ★ 3.0/5 ★ 3.3/5 Estimated net annual cost: €0/year

The mid score is limited by the absence of a verifiable licence and undeclared geographic coverage, which reduce transparency for the ordinary consumer. Service-held custody also weighs in: the positives, like no issuance fee, annual fee or FX markup, stay welcome but are not enough to build real protection.

On the sovereign axis Zeroid Metal has concrete arguments: no KYC, a metal option and three service tiers with no issuance fee or FX markup. It is a low-cost pseudonymous spending tool, fit for those seeking confidentiality without being penalised by fees.

Privacy & anonymity 30% 4.0
Fund control 20% 0.0
Censorship resistance 20% 4.5
Costs 10% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

Reputation

What happened to people who used Zeroid Metal, and what users say. External signals: they do not feed the promp.it rating.

Incidents & regulatory actions

No known incident

Search across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.

verified on

FAQ

Is Zeroid Metal a safe card?

Zeroid Metal is a custodial card on the Visa/Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.

How much does Zeroid Metal cost?

The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.

Does Zeroid Metal offer cashback?

Zeroid Metal does not offer crypto cashback.

Is Zeroid Metal available in Italy?

Yes, Zeroid Metal is available in Italy.

Is Zeroid Metal custodial or self-custody?

Zeroid Metal uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.

Sources

Update history

✓ Terms unchanged since Jul 10, 2026

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