Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Trocador Swype

Trocador · Mastercard

2.8/5 3.1/5 · Data verified on

Trocador Swype is a privacy-focused Mastercard that allows crypto purchases without KYC and scores well on privacy. Its main drawbacks are third-party-issued cards with potential BIN instability, no cashback, and a 30-euro annual fee. Purchases in the US are not supported.

17
Transparency: Very low
17/100 · see methodology
17
Data exposure: Minimal
17/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network Mastercard
Fund custody Custodial (platform holds funds)
Issuance fee €3
Annual fee €30/year
Free ATM limit Not disclosed
ATM withdrawal not declared
FX markup 2%
Cashback Not disclosed
On-chain settlement No
Contactless Yes
Virtual card Yes
KYC No KYC
Privacy 8/10
Supported countries EEA, APAC, LATAM, MENA · 100+ countries
Estimated net annual cost €30/year
Regulator Not disclosed
OAM Italy registration No
Segment B2C
MiCA / License status Not disclosed

Plans & pricing

Strengths

  • Buy with crypto, no KYC; privacy 8/10.
  • No KYC: usable without identity verification.

Weaknesses

  • Third-party-issued cards; potential BIN instability; no US purchases.
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

D B ★ 2.8/5 ★ 3.1/5 Estimated net annual cost: €30/year

The low score reflects fragile dependencies: cards are issued by third parties with potential BIN instability, there is no declared regulation, no cashback, and a 30-euro annual fee with 2% FX. The exclusion of US purchases further narrows its usefulness for the ordinary user.

Here Trocador Swype is at its best: no KYC and a high privacy score, in line with the privacy-oriented Trocador ecosystem, make it a strong choice for buying in crypto without exposing your identity. It is designed precisely for those who put privacy ahead of convenience.

Privacy & anonymity 30% 4.5
Fund control 20% 0.0
Censorship resistance 20% 4.5
Costs 10% 2.1

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

Reputation

What happened to people who used Trocador Swype, and what users say. External signals: they do not feed the promp.it rating.

Incidents & regulatory actions

No known incident

Search across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.

verified on

FAQ

Is Trocador Swype a safe card?

Trocador Swype is a custodial card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.

How much does Trocador Swype cost?

The monthly fee is €2.5. Issuance costs €2.76. The FX markup is 2%. See the tier table for full conditions.

Does Trocador Swype offer cashback?

Trocador Swype does not offer crypto cashback.

Is Trocador Swype available in Italy?

Yes, Trocador Swype is available in Italy.

Is Trocador Swype custodial or self-custody?

Trocador Swype uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.

Sources

Update history

✓ Terms unchanged since Jul 10, 2026

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