Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Goblin Cards Goblin Card

A plan byGoblin Cards · Mastercard

2.5/5 3.2/5 · Data verified on

Goblin Cards is a card popular in the degen community, supporting Google Pay, Lightning for BTC and Monero. It carries very high risk, however: BIN sponsor instability can lead to an immediate freeze of funds, so it suits only amounts you can treat as cash.

Estimated net annual cost €0/year

Goblin Card

Price
Free
Issuance fee
€14
FX markup
0.5%
Cashback
0%
Cashback currency
Nessuno
Required staking
Nessuno
ATM fee
0%
ATM limit
$5.000–10.000/mese
Net annual cost
Free

What's included

  • No-KYC virtual
  • Privacy-focused
  • Crypto funding
0.5%
FX markup
Not disclosed
Cashback
Free
Annual fee
€14
Issuance fee
Custodial
Custody
17
Transparency: Very low
17/100 · see methodology
17
Data exposure: Minimal
17/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network Mastercard
Fund custody Custodial (platform holds funds)
Issuance fee €14
Annual fee Free
Free ATM limit $5.000–10.000/mese
ATM withdrawal Free
FX markup 0.5%
Cashback Not disclosed
On-chain settlement No
Contactless Yes
Virtual card Yes
KYC No KYC
Privacy 6/10
Supported countries US, EEA, APAC, LATAM · 100+ countries
Estimated net annual cost €0/year
Regulator Not disclosed
OAM Italy registration No
Segment B2C
MiCA / License status Not disclosed

Strengths

  • Popular in the degen community; Google Pay; Lightning BTC; XMR supported.
  • No KYC: usable without identity verification.

Weaknesses

  • MAXIMUM RISK: if the BIN sponsor ends, funds are frozen. Only for amounts spendable as cash.
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

D B ★ 2.5/5 ★ 3.2/5 Estimated net annual cost: €0/year

The low rating is deserved: risk is at its peak because the card depends on an unstable BIN sponsor, and if that fails your funds get frozen. Custodial, unregulated and uncovered, it suits only amounts you can afford to lose as if they were cash.

For the crypto-native profile the appeal is real: no KYC, support for Monero and Bitcoin over Lightning, plus Google Pay, are exactly the tools of a degen community that prizes privacy and resistance to tracing. The price of that freedom is BIN fragility, to be accepted knowingly.

Privacy & anonymity 30% 4.0
Fund control 20% 0.0
Censorship resistance 20% 4.5
Costs 10% 4.4

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

Reputation

What happened to people who used Goblin Cards, and what users say. External signals: they do not feed the promp.it rating.

Incidents & regulatory actions

No known incident

Search across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.

verified on

Community signal

not verified by us

Public opinions collected from third parties, not verified by us. Online reviews can be manipulated: read them as a hint, not as data. The promp.it verdict remains the one above, based solely on official documents.

Voices from the community

  • I would never pay $350 for a card that could stop working the next day.
    Forum ↗ critical Doubts about service continuity

Every quote links to its original source: check for yourself, don’t trust the summary.

FAQ

Is Goblin Cards a safe card?

Goblin Cards is a custodial card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.

How much does Goblin Cards cost?

The card has no annual fee. Issuance costs €13.8. The FX markup is 0.5%. See the tier table for full conditions.

Does Goblin Cards offer cashback?

Goblin Cards does not offer crypto cashback.

Is Goblin Cards available in Italy?

Yes, Goblin Cards is available in Italy.

Is Goblin Cards custodial or self-custody?

Goblin Cards uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.

Sources

Update history

✓ Terms unchanged since Jul 10, 2026

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