Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

FotonCard Foton VCC

A plan byFotonCard · Visa

2.8/5 2.2/5 · Data verified on

FotonCard is a Visa-network card claiming potential global coverage across more than 180 countries, with no issuance fee or annual cost. At present its website is unreachable and verifiable information is missing, so the available data requires further verification.

Estimated net annual cost €0/year

Foton VCC

Price
Free
Issuance fee
Free
FX markup
0%
Cashback
0%
Cashback currency
Nessuno
Required staking
Nessuno
ATM limit
Not disclosed
Net annual cost
Free

What's included

  • Virtual credit card
  • Crypto top-up
0%
FX markup
Not disclosed
Cashback
Free
Annual fee
Free
Issuance fee
Custodial
Custody
17
Transparency: Very low
17/100 · see methodology
17
Data exposure: Minimal
17/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network Visa
Fund custody Custodial (platform holds funds)
Issuance fee Free
Annual fee Free
Free ATM limit Not disclosed
ATM withdrawal not declared
FX markup 0%
Cashback Not disclosed
On-chain settlement No
Contactless Yes
Virtual card Yes
KYC Light
Privacy 4/10
Supported countries EEA, APAC, LATAM, MENA · 100+ countries
Estimated net annual cost €0/year
Regulator Not disclosed
OAM Italy registration No
Segment B2C
MiCA / License status Not disclosed

Strengths

  • Potential global coverage across 180+ countries.
  • Light KYC: minimal identity verification.

Weaknesses

  • ⚠️ Website unreachable; no verifiable information.
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

D C ★ 2.8/5 ★ 2.2/5 Estimated net annual cost: €0/year

The low score is as harsh as it gets in the absence of verification: the website is unreachable, no verifiable information exists, and regulation is unknown. A custodial card whose details cannot be checked offers no protection and should be treated as unreliable until real data surfaces.

Even on the sovereignty axis FotonCard is unconvincing: it declares only light KYC and a low privacy score, settlement is not on-chain, and the inability to verify the service cancels the confidentiality edge one would expect. With no live site, there is no crypto-native control to claim.

Privacy & anonymity 30% 2.3
Fund control 20% 0.0
Censorship resistance 20% 3.0
Costs 10% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

Reputation

What happened to people who used FotonCard, and what users say. External signals: they do not feed the promp.it rating.

Incidents & regulatory actions

No known incident

Search across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.

verified on

FAQ

Is FotonVCC a safe card?

FotonVCC is a custodial card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.

How much does FotonVCC cost?

The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.

Does FotonVCC offer cashback?

FotonVCC does not offer crypto cashback.

Is FotonVCC available in Italy?

Yes, FotonVCC is available in Italy.

Is FotonVCC custodial or self-custody?

FotonVCC uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.

Sources

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Update history

✓ Terms unchanged since Jul 10, 2026

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