Bitwage Standard
A plan byBitwage
Data verified on unchanged since the sources
Worth it if you want to receive your salary directly in BTC or USDC: a pioneer since 2014, non-custodial, with payouts across 170+ countries.
Avoid it if you're after an everyday spending card: it's a payroll service, not built for paying, and charges a 1-2% conversion fee.
A non-custodial pioneer since 2014 that lets you receive your salary directly in BTC or USDC. Its 1-2% conversion fees and the fact that it isn't designed for everyday spending are its main limitations.
Standard
- Price
- Free
- Cashback currency
- Nessuno
- Required staking
- Nessuno
- Net annual cost
- Free
- Min fee
- 100
- Max fee
- 200
What's included
- Crypto/stablecoin payroll
- Global payouts to 170+ countries
- Same-day or next-day settlement
- Non-custodial model
Data & conditions
| Service type | Payroll / EOR |
|---|---|
| Pricing model | Not disclosed |
| Spread | 100–200 bps |
| Fiat rails | SEPA, ACH, SWIFT |
| Stablecoins | USDC, USDT |
| Custody model | non-custodial |
| Processed volume | $400M |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US, EEA, LATAM, APAC · 170+ countries |
| Regulator | FinCEN / State banking regulators |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | FinCEN MSB + State Money Transmitter Licenses FinCEN MSB |
Strengths
- Pioneer since 2014; receive your salary directly in BTC/USDC.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- 1-2% conversion fee; not designed for everyday spending.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (FinCEN MSB): reporting to authorities and freezes on order.
Verdict
The B rating reflects a trade-off: FinCEN MSB registration and oversight by state banking regulators provide a solid compliance framework, but full KYC and 1-2% conversion fees weigh on the consumer verdict. Availability in Italy and coverage across 170+ countries count in its favour, while the fact that it isn't built for everyday spending limits its usefulness for anyone wanting a turnkey service.
On this lens Bitwage gains ground: it is non-custodial and pays your salary directly in BTC or USDC, so funds land in your own wallet without passing through a balance held by a third party. Full KYC remains a drag for anyone seeking anonymity, but for a crypto-native who wants to be paid on-chain while keeping custody of their keys, it is one of the most coherent options in the segment.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Bitwage, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
FAQ
What service does Bitwage offer?
Bitwage is a Crypto Payroll & Remittances service.
What compliance does Bitwage hold?
Compliance certifications are not publicly documented.
How much does it cost to integrate Bitwage?
Pricing model: not documented. Per-unit fees are not published: they depend on volume and contract.
Does Bitwage support stablecoins?
Supported stablecoins: USDC and USDT.
Who is Bitwage for?
Target: B2B. SDKs and integrations are not publicly documented.
Sources
- Official service page Pricing model · Compliance · Volume · Processed volume · +8 Data verified on Jun 14, 2026
- businesswire.com Data verified on Jul 18, 2026
- startupintros.com Legal name · Company type · Investors Data verified on Jun 14, 2026
- trustpilot.com Trustpilot reviews Data verified on Jun 14, 2026
Show 2 more sources
- blog.bitwage.com Custody model Data verified on Jun 13, 2026
- support.bitwage.com Founders · Settlement times Data verified on Jun 13, 2026