Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Bitwage Standard

A plan byBitwage

3.8/5 2.4/5 · Data verified on

A non-custodial pioneer since 2014 that lets you receive your salary directly in BTC or USDC. Its 1-2% conversion fees and the fact that it isn't designed for everyday spending are its main limitations.

Standard

Price
Free
Cashback currency
Nessuno
Cashback cap
Free
Required staking
Nessuno
Net annual cost
Free
fee_bps_min
100
fee_bps_max
200

What's included

  • Crypto/stablecoin payroll
  • Global payouts to 170+ countries
  • Same-day or next-day settlement
  • Non-custodial model
Payroll / EOR
Service
Pricing
Self-custody
Custody
46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Payroll / EOR
Pricing model
Spread 100–200 bps
Fiat rails SEPA, ACH, SWIFT
Stablecoins USDC, USDT
Custody model non-custodial
Processed volume $400M
Fund custody Self-custody (funds in your control)
KYC Full
Supported countries US, EEA, LATAM, APAC · 50+ countries
Regulator FinCEN / State banking regulators
OAM Italy registration No
Segment B2B
MiCA / License status FinCEN MSB + State Money Transmitter Licenses FinCEN MSB

Strengths

  • Pioneer from 2014; ricevi stipendio directly in BTC/USDC.
  • Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

  • Fee 1-2% on conversion; not designed for spending quotidiana.
  • Full KYC required: verified identity, zero pseudonymity.
  • Subject to regulation (FinCEN MSB): reporting to authorities and freezes on order.

Verdict

B C ★ 3.8/5 ★ 2.4/5

A non-custodial pioneer since 2014 that lets you receive your salary directly in BTC or USDC. Its 1-2% conversion fees and the fact that it isn't designed for everyday spending are its main limitations.

Privacy & anonymity 30% 1.3
Fund control 20% 5.0
Censorship resistance 20% 1.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

What service does Bitwage offer?

Bitwage is a Crypto Payroll & Remittances service.

What compliance does Bitwage hold?

Compliance certifications are not publicly documented.

How much does it cost to integrate Bitwage?

Pricing model: not documented. Per-unit fees are not published: they depend on volume and contract.

Does Bitwage support stablecoins?

Supported stablecoins: USDC and USDT.

Who is Bitwage for?

Target: B2B. SDKs and integrations are not publicly documented.

Sources

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Update history

✓ Terms unchanged since Jun 14, 2026

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