Transact365 vs Mastercard
Different commercial models: Transact365 prices hybrid, Mastercard interchange-share — real cost depends on your volumes. In our editorial rating Mastercard leads (4.8 vs 2.0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Transact365 | Mastercard | |
|---|---|---|
| Tier | D | S |
| Rating | ★ 2.0 | ★ 4.8 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Hybrid | Interchange share |
| Fiat rails | SEPA, SWIFT | — |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | — |
| Supported countries | APAC, AFRICA · 30+ countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA · 210+ countries |
| Regulator | Financial Conduct Authority (FCA) | — |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Card networks | — | Mastercard |
| Card types | — | debit, credit, prepaid, virtual, physical |
| Customer type | — | Enterprise, Fintech, Platforms |
| Processed volume | — | $10.6T |
| Regions | APAC, Africa | US, EU/EEA, UK, APAC, LATAM, MENA, Africa |
| Licences & safety | Authorised Payment Institution / EMI |
Frequently asked questions
Transact365 vs Mastercard: which is better?
Different commercial models: Transact365 prices hybrid, Mastercard interchange-share — real cost depends on your volumes. In our editorial rating Mastercard leads (4.8 vs 2.0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Transact365 custodial or self-custody?
Transact365 is self-custody: you keep the keys, while Mastercard is self-custody.