1inch Card vs Ready Card (Argent)
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno). The structural difference is custody: Ready Card (Argent) leaves you the keys, while 1inch Card holds funds on the platform. In our editorial rating Ready Card (Argent) leads (4.2 vs 3.6). The choice depends on your real spending profile: redo the math with your volumes before picking between 1inch Card and Ready Card (Argent).
| 1inch Card | Ready Card (Argent) | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 3.6 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Mastercard |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | $200/mese free, poi 2% | Lite: $200/mese; Metal: $800/mese (poi 2%) |
| ATM withdrawal | 2% | 2% |
| FX markup | 0% | 0% |
| Cashback | 2% in BXX o BTC/USDT · Nessuno per il cashback base; staking BXX opzionale per benefici extra | 3% in STRK · Nessuno |
| Chains | Ethereum, Polygon, Arbitrum, Optimism, BNB Chain, Avalanche, Gnosis, Fantom | — |
| On-chain settlement | No | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 6/10 | 7/10 |
| Supported countries | UK, EEA · 31+ countries | EEA, UK · 31+ countries |
| Regulator | FCA (UK via Baanx) | UK FCA (partner Kulipa) |
| Segment | B2C | B2C |
| Regions | UK, EU/EEA | EU/EEA, UK |
| Licences & safety | Electronic Money Institution (EMI) — carta emessa via Baanx/Monavate, principal Mastercard member | EMI (partner Kulipa) |
Frequently asked questions
1inch Card vs Ready Card (Argent): which is better?
On cashback Ready Card (Argent) wins (up to 3%, but the full rate requires Nessuno). The structural difference is custody: Ready Card (Argent) leaves you the keys, while 1inch Card holds funds on the platform. In our editorial rating Ready Card (Argent) leads (4.2 vs 3.6). The choice depends on your real spending profile: redo the math with your volumes before picking between 1inch Card and Ready Card (Argent).
Which is cheaper, 1inch Card or Ready Card (Argent)?
On the standard spending profile 1inch Card has the lowest net annual cost: €0 versus €0 for Ready Card (Argent).
Which offers more cashback, 1inch Card or Ready Card (Argent)?
Ready Card (Argent) has the highest cashback: up to 3%. Note the top rate often requires token staking and is subject to spending caps.
Is 1inch Card custodial or self-custody?
1inch Card is custodial: funds are held by the platform, while Ready Card (Argent) is self-custody.