Nexo Card vs Wirex Card EEA
On cashback Wirex Card EEA wins (up to 8%). The choice depends on your real spending profile: redo the math with your volumes before picking between Nexo Card and Wirex Card EEA.
| Nexo Card | Wirex Card EEA | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.3 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | dedicato | dedicato · LT |
| Multi-currency | Yes · 3 currencies | Yes · 9 currencies |
| Outbound transfers to third-party IBANs | Yes | Yes |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| SEPA transfer | €5 | Free |
| Interest on balance | 8% | 16% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA, UK · 40+ countries | EEA, UK, APAC, LATAM · 130+ countries |
| Regulator | FINMA | Bank of Lithuania |
| OAM Italy registration | Yes | Yes |
| Segment | B2C | B2C |
| Regions | EU/EEA, UK | EU/EEA, UK, APAC, LATAM |
| Licences & safety | Crypto Asset Service | VASP LT + EMI partner |
Frequently asked questions
Nexo Card vs Wirex Card EEA: which is better?
On cashback Wirex Card EEA wins (up to 8%). The choice depends on your real spending profile: redo the math with your volumes before picking between Nexo Card and Wirex Card EEA.
Which is cheaper, Nexo Card or Wirex Card EEA?
On the standard spending profile Nexo Card has the lowest net annual cost: €0 versus €0 for Wirex Card EEA.
Which offers more cashback, Nexo Card or Wirex Card EEA?
Wirex Card EEA has the highest cashback: up to 8%. Note the top rate often requires token staking and is subject to spending caps.
Is Nexo Card custodial or self-custody?
Nexo Card is custodial: funds are held by the platform, while Wirex Card EEA is custodial.
Which is better for spending abroad?
For foreign-currency spending Wirex Card EEA wins, with the lowest FX markup: 0%.