Nexo Card vs Wirex Card EEA
On the standard spending profile, Nexo Card has the lowest net annual cost (€0). Wirex Card EEA offers the highest cashback (8%). Pick Nexo Card if you prioritise simplicity and exchange integration; consider Wirex Card EEA if you prefer a mature custodial ecosystem.
| Nexo Card | Wirex Card EEA | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.3 |
| FX markup | 0.2% | 0% |
| Cashback | 2% | 8% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €0 |
| Custodial | Custodial | Custodial |
| Network | — | — |
| Regions | EU/EEA, UK | EU/EEA, UK, APAC, LATAM |
| Licences & safety | Crypto Asset Service | VASP LT + EMI partner |
Frequently asked questions
Nexo Card vs Wirex Card EEA: which is better?
On the standard spending profile, Nexo Card has the lowest net annual cost (€0). Wirex Card EEA offers the highest cashback (8%). Pick Nexo Card if you prioritise simplicity and exchange integration; consider Wirex Card EEA if you prefer a mature custodial ecosystem.
Which is cheaper, Nexo Card or Wirex Card EEA?
On the standard spending profile Nexo Card has the lowest net annual cost: €0 versus €0 for Wirex Card EEA.
Which offers more cashback, Nexo Card or Wirex Card EEA?
Wirex Card EEA has the highest cashback: up to 8%. Note the top rate often requires token staking and is subject to spending caps.
Is Nexo Card custodial or self-custody?
Nexo Card is custodial: funds are held by the platform, while Wirex Card EEA is custodial.
Which is better for spending abroad?
For foreign-currency spending Wirex Card EEA wins, with the lowest FX markup: 0%.