MetaMask Card vs Phantom Cash
On the standard spending profile, MetaMask Card has the lowest net annual cost (€0). MetaMask Card offers the highest cashback (3%). Pick MetaMask Card if you prioritise key control (self-custody); consider Phantom Cash if you prefer self-custody.
| MetaMask Card | Phantom Cash | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 5.0 | ★ 4.6 |
| FX markup | 1% | 1% |
| Cashback | 3% | 0% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €0 |
| Custodial | Self-custody | Self-custody |
| Network | Mastercard | Visa |
| Regions | UK, EU/EEA, LATAM | US |
| Licences & safety | Stripe Issuing / BIN sponsor (partner bank model) |
Frequently asked questions
MetaMask Card vs Phantom Cash: which is better?
On the standard spending profile, MetaMask Card has the lowest net annual cost (€0). MetaMask Card offers the highest cashback (3%). Pick MetaMask Card if you prioritise key control (self-custody); consider Phantom Cash if you prefer self-custody.
Which is cheaper, MetaMask Card or Phantom Cash?
On the standard spending profile MetaMask Card has the lowest net annual cost: €0 versus €0 for Phantom Cash.
Which offers more cashback, MetaMask Card or Phantom Cash?
MetaMask Card has the highest cashback: up to 3%. Note the top rate often requires token staking and is subject to spending caps.
Is MetaMask Card custodial or self-custody?
MetaMask Card is self-custody: you keep the keys, while Phantom Cash is self-custody.