MetaMask Card vs Gnosis Pay
On cashback Gnosis Pay wins (up to 5%, but the full rate requires Richiesto staking/holding del token). In our editorial rating MetaMask Card leads (5.0 vs 4.2). In short: MetaMask Card if your usage matches its strength, Gnosis Pay otherwise — the numbers above beat any slogan.
| MetaMask Card | Gnosis Pay | |
|---|---|---|
| Tier | S | B |
| Rating | ★ 5.0 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Visa |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | €30 |
| Annual fee | Free | Free |
| Free ATM limit | $1,000/day | No ATM available |
| ATM withdrawal | 2% | Free |
| FX markup | 0% | 0% |
| Cashback | 3% in mUSD · Nessuno | 5% in GNO · Richiesto staking/holding del token |
| Chains | Linea, Base, Solana | Gnosis Chain |
| On-chain settlement | Yes | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 8/10 | 6/10 |
| Supported countries | UK, EEA, LATAM · 30+ countries | EEA, UK, LATAM · 35+ countries |
| Funding / solidity | 30M+ wallet attivi · valutazione pre-IPO $10B+ | $100B+ in asset gestiti su Safe · zero incidenti di sicurezza |
| Regulator | Financial Conduct Authority (FCA) — UK | UK FCA; Bank of Lithuania |
| OAM Italy registration | No | — |
| Segment | B2C | B2C |
| Regions | UK, EU/EEA, LATAM | EU/EEA, UK, LATAM |
| Licences & safety | MiCA |
Frequently asked questions
MetaMask Card vs Gnosis Pay: which is better?
On cashback Gnosis Pay wins (up to 5%, but the full rate requires Richiesto staking/holding del token). In our editorial rating MetaMask Card leads (5.0 vs 4.2). In short: MetaMask Card if your usage matches its strength, Gnosis Pay otherwise — the numbers above beat any slogan.
Which is cheaper, MetaMask Card or Gnosis Pay?
On the standard spending profile MetaMask Card has the lowest net annual cost: €0 versus €0 for Gnosis Pay.
Which offers more cashback, MetaMask Card or Gnosis Pay?
Gnosis Pay has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is MetaMask Card custodial or self-custody?
MetaMask Card is self-custody: you keep the keys, while Gnosis Pay is self-custody.