MetaMask Card vs Gnosis Pay
On the standard spending profile, MetaMask Card has the lowest net annual cost (€0). Gnosis Pay offers the highest cashback (5%). Pick MetaMask Card if you prioritise key control (self-custody); consider Gnosis Pay if you prefer self-custody.
| MetaMask Card | Gnosis Pay | |
|---|---|---|
| Tier | S | B |
| Rating | ★ 5.0 | ★ 4.2 |
| FX markup | 1% | 0% |
| Cashback | 3% | 5% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €0 |
| Custodial | Self-custody | Self-custody |
| Network | Mastercard | Visa |
| Regions | UK, EU/EEA, LATAM | EU/EEA, UK, LATAM |
| Licences & safety | MiCA |
Frequently asked questions
MetaMask Card vs Gnosis Pay: which is better?
On the standard spending profile, MetaMask Card has the lowest net annual cost (€0). Gnosis Pay offers the highest cashback (5%). Pick MetaMask Card if you prioritise key control (self-custody); consider Gnosis Pay if you prefer self-custody.
Which is cheaper, MetaMask Card or Gnosis Pay?
On the standard spending profile MetaMask Card has the lowest net annual cost: €0 versus €0 for Gnosis Pay.
Which offers more cashback, MetaMask Card or Gnosis Pay?
Gnosis Pay has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is MetaMask Card custodial or self-custody?
MetaMask Card is self-custody: you keep the keys, while Gnosis Pay is self-custody.
Which is better for spending abroad?
For foreign-currency spending Gnosis Pay wins, with the lowest FX markup: 0%.