KAST vs Laso Finance
On cashback KAST wins (up to 3%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Laso Finance does better (0% vs 0.5%). The choice depends on your real spending profile: redo the math with your volumes before picking between KAST and Laso Finance.
| KAST | Laso Finance | |
|---|---|---|
| Tier | C | C |
| Rating | ★ 3.2 | ★ 3.3 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Visa |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | $1.000/anno (Standard) | Not disclosed |
| ATM withdrawal | 2% | Free |
| FX markup | 0.5% | 0% |
| Cashback | 3% in USD + KAST Points · Nessuno | Not disclosed |
| Chains | Solana, Ethereum, Polygon, Arbitrum | — |
| On-chain settlement | No | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Light |
| Privacy | 4/10 | 7/10 |
| Supported countries | US, EEA, APAC, LATAM, MENA, AFRICA · 170+ countries | EEA, APAC, LATAM, MENA, US · 100+ countries |
| Regulator | Local EU regulator; Hong Kong SFC (pending) | FinCEN |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| Regions | US, EU/EEA, APAC, LATAM, MENA, Africa | EU/EEA, APAC, LATAM, MENA, US |
| Licences & safety | VASP (Europe); MSB (partner) | MSB |
Frequently asked questions
KAST vs Laso Finance: which is better?
On cashback KAST wins (up to 3%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Laso Finance does better (0% vs 0.5%). The choice depends on your real spending profile: redo the math with your volumes before picking between KAST and Laso Finance.
Which is cheaper, KAST or Laso Finance?
On the standard spending profile KAST has the lowest net annual cost: €0 versus €0 for Laso Finance.
Which offers more cashback, KAST or Laso Finance?
KAST has the highest cashback: up to 3%. Note the top rate often requires token staking and is subject to spending caps.
Is KAST custodial or self-custody?
KAST is custodial: funds are held by the platform, while Laso Finance is custodial.
Which is better for spending abroad?
For foreign-currency spending Laso Finance wins, with the lowest FX markup: 0%.