CoinJar Card vs Crypto.com Visa Card
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 2.99%). In our editorial rating Crypto.com Visa Card leads (4.5 vs 3.0). In short: CoinJar Card if your usage matches its strength, Crypto.com Visa Card otherwise — the numbers above beat any slogan.
| CoinJar Card | Crypto.com Visa Card | |
|---|---|---|
| Tier | C | A |
| Rating | ★ 3.0 | ★ 4.5 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Visa |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | AUD 1.000/giorno (5 prelievi max) | €400–1,000/month free, then 2% |
| ATM withdrawal | 1% | 2% |
| FX markup | 2.99% | 0% |
| Cashback | Not disclosed | 5% in CRO · Staking CRO per i tier oltre il 1% |
| On-chain settlement | No | No |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 4/10 | 2/10 |
| Supported countries | APAC, UK · 2+ countries | US, EEA, UK, APAC, LATAM, MENA · 90+ countries |
| Regulator | AUSTRAC; UK FCA | MFSA |
| Segment | B2C | B2C |
| Funding / solidity | — | 100M+ utenti · $1,5B ricavi |
| OAM Italy registration | — | Yes |
| Regions | APAC, UK | US, EU/EEA, UK, APAC, LATAM, MENA |
| Licences & safety | AUSTRAC registration; FCA registration | MiCA, MAS, VASP |
Frequently asked questions
CoinJar Card vs Crypto.com Visa Card: which is better?
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 2.99%). In our editorial rating Crypto.com Visa Card leads (4.5 vs 3.0). In short: CoinJar Card if your usage matches its strength, Crypto.com Visa Card otherwise — the numbers above beat any slogan.
Which is cheaper, CoinJar Card or Crypto.com Visa Card?
On the standard spending profile CoinJar Card has the lowest net annual cost: €0 versus €0 for Crypto.com Visa Card.
Which offers more cashback, CoinJar Card or Crypto.com Visa Card?
Crypto.com Visa Card has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is CoinJar Card custodial or self-custody?
CoinJar Card is custodial: funds are held by the platform, while Crypto.com Visa Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Crypto.com Visa Card wins, with the lowest FX markup: 0%.