CoinJar Card vs Bybit Card EEA
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Bybit Card EEA does better (0.5% vs 2.99%). In our editorial rating Bybit Card EEA leads (4.3 vs 3.0). The choice depends on your real spending profile: redo the math with your volumes before picking between CoinJar Card and Bybit Card EEA.
| CoinJar Card | Bybit Card EEA | |
|---|---|---|
| Tier | C | A |
| Rating | ★ 3.0 | ★ 4.3 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Mastercard |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | €5 |
| Annual fee | Free | Free |
| Free ATM limit | AUD 1.000/giorno (5 prelievi max) | €100/mese senza commissioni, poi 2% |
| ATM withdrawal | 1% | 2% |
| FX markup | 2.99% | 0.5% |
| Cashback | Not disclosed | 1% in USDT · Nessuno |
| On-chain settlement | No | No |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 4/10 | 2/10 |
| Supported countries | APAC, UK · 2+ countries | EEA · 29+ countries |
| Regulator | AUSTRAC; UK FCA | Austria FMA; Dubai VARA; UAE SCA |
| Segment | B2C | B2C |
| OAM Italy registration | — | No |
| Past incidents | — | February 2025: ~$1.5B breach (the largest crypto theft in history), attributed to the Lazarus Group; Bybit made customer funds whole. |
| Regions | APAC, UK | EU/EEA |
| Licences & safety | AUSTRAC registration; FCA registration | MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator |
Frequently asked questions
CoinJar Card vs Bybit Card EEA: which is better?
On cashback Bybit Card EEA wins (up to 1%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Bybit Card EEA does better (0.5% vs 2.99%). In our editorial rating Bybit Card EEA leads (4.3 vs 3.0). The choice depends on your real spending profile: redo the math with your volumes before picking between CoinJar Card and Bybit Card EEA.
Which is cheaper, CoinJar Card or Bybit Card EEA?
On the standard spending profile CoinJar Card has the lowest net annual cost: €0 versus €0 for Bybit Card EEA.
Which offers more cashback, CoinJar Card or Bybit Card EEA?
Bybit Card EEA has the highest cashback: up to 1%. Note the top rate often requires token staking and is subject to spending caps.
Is CoinJar Card custodial or self-custody?
CoinJar Card is custodial: funds are held by the platform, while Bybit Card EEA is custodial.
Which is better for spending abroad?
For foreign-currency spending Bybit Card EEA wins, with the lowest FX markup: 0.5%.